Need A
Bridge Loan For
Real Estate?
Finance Your Next Transaction With Wilshire Quinn
- A nationwide Direct Lender, not a broker
- Pre-approval in 24 hours
- Typical funding times in 5-7 days
- Loan amounts up to $10,000,000
- Foreign Nationals OK
Purchase | Refinance | Cash-Out | Rehab | 1031 Exchange
Request
Loan Rates
Get started by completing the form below and an associate will reach out to get your loan details
Lending Parameters
CLOSING TIME | Typically 5-7 days |
LOAN SIZE | $200,000 to $10,000,000 |
LTV | Up to 60% LTV and 60% of ARV for rehab loans, not to exceed 90% of the purchase price |
LIEN POSITION | First Trust Deeds Only |
LOAN TERM | 3-24 months |
INTEREST RATES | 8.5% – 11% |
AMORTIZATION | Interest only payments |
ORIGINATION FEES | 1-5 points based on location and property, LTV, credit worthiness of the borrower, loan amount and term |
LENDING AREAS | Nationwide, in metropolitan and coastal areas |
Property Types
Multifamily
Single Family Investment Properties
- Condominiums
Retail Centers
Office Buildings
Industrial & Warehouse
Hotels & Motels
Healthcare & Assisted Living Facilities
Special Purpose & Mixed Use
Parking Garages & Lots
Mobile Home Parks
Gas Stations
Land
Our Lending Program:
Funding in 5-7 days
Loan Amounts from $200,000 to $10,000,000
Loan-To-Value: 60%
Commercial & Residential Real Estate Nationwide
Purchase, Refinance, Rehab, Cashout Refinance, Fix-n-flip, Blanket Loans
Foreign Nationals OK
Loan Term: 3 – 24 months
RECENTLY FUNDED LOAN
SACRAMENTO, CA
RECENTLY FUNDED LOAN
OAKLAND, CA
RECENTLY FUNDED LOAN
EL MONTE, CA
RECENTLY FUNDED LOAN
SAN DIEGO, CA
RECENTLY FUNDED LOAN
EMERYVILLE, CA
Know Our Borrowers!
F.A.Q’s – Bridge Loans
After receiving a signed term sheet, Wilshire Quinn typically funds a loan in five to seven business days.
Wilshire Quinn will consider a wide variety of property types including: office, retail centers, industrial, hotels, parking lots/structures, condo inventory, multifamily properties, non-owner-occupied single-family homes, vacation homes and rentals, primer loans and bridge loans.
We will consider a wide variety of loan types including: purchase, refinance, cash-out refinance, partnership buyouts, rehabs, 1031 exchanges and value-added acquisitions.
You can either complete our online loan application, email or call us. We would prefer to talk through your loan scenario directly, as we can determine in a matter of minutes, once we have a few simple questions answered, if we have interest.
Most of our portfolio is in California but we do have the ability to lend nationwide. We strongly prefer to lend in major-metropolitan areas.
A bridge loan is a real estate backed loan where a borrower receives funds secured by equity in their property (or properties). Bridge lenders like Wilshire Quinn are mainly focused on the equity in the property as opposed to borrower credit and financials. Bridge loans are typically short term ranging from 6 to 18 months.
Bridge lenders like Wilshire Quinn primarily focus on a property’s equity in the property to secure the loan. The borrower’s credit is considered, but is not a primary determinant in the underwriting process.
Our interest rates typically range from 9% to 12%, interest-only. Lender origination points typically range from 1% to 5% of the loan amount. The borrower pays for standard closing costs (title, escrow, legal).
Submit a loan application
Partner with a Direct Lender and fund your loan quickly.