Your Dependable Source for
Bridge Loans

Rapid Execution. Proven Performance.

Submit Loan Request Our Lending Parameters

A direct portfolio lender for commercial and residential real estate in California and nationwide

Bridge Loans

A Modern Lending Solution

Wilshire Quinn, headquartered in San Diego, California, is a portfolio bridge lender that provides rapid and reliable funding for borrowers who cannot risk potential delays associated with traditional banks and lending institutions.

Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. In 2011, the firm launched the Wilshire Quinn Income Fund LLC, a portfolio lender that originates bridge loans secured by real estate located in California and nationwide. Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast funding for our borrowers and consistent returns for our investors.

Wilshire Quinn’s successful track record is closely linked to our disciplined underwriting approach. Our emphasis on in-house loan origination allows for a faster, more streamlined lending process. Wilshire Quinn has grown to become one of the premier bridge lenders in California.

Our customer base is fairly diverse; borrowers range from corporations looking for rehab financing, to individuals who are looking to purchase or refinance an investment property. Please click on the following to links to explore our lending parameters or submit a loan request.

Here’s What Our Borrowers Are Saying

A Proven San Diego Hard Money Lender, Lending Nationwide

I recently closed the financing of a building in Los Angeles with Wilshire Quinn...in 7 days!!! Mat and Jeremy and the team of professionals there were great to work with.You folks will always be my first call for future business...Thanks!!
pat murphy
pat murphy
13:26 20 Aug 23
The Company is always accommodating and professional. Excellent staff! Very helpful! I would highly recommend this Loan Company to anyone who needs a Title Loan.
Laura Yoon
Laura Yoon
20:07 09 Jun 23
Awesome job! Communication with all the team members were amazing. Kind, professional, respectful, and supportive. Fast and smooth process to closing. Amazing. I can’t wait to work with you guys on another deal!
Mike Kim
Mike Kim
16:43 07 Jun 23
Great working with Matthew and Jeremy, they made the process easy and closed quickly!
Dane Brasslett
Dane Brasslett
19:32 01 Jun 23
Working with Wilshire Quinn was an absolute pleasure from to start to finish. Working as a broker for a client with a vacant building Matt, Chris, and Jeremy were quick to answer all questions, clear in the items they needed and were able to work with us to see a successful completion of the deal. I can’t sing their praises highly enough for the ease at which everything went on what was a tricky deal, and I’m very much looking forward to working with them again in the future. If you’re hesitant for any reason, don’t worry. Wilshire Quinn is a top-notch group filled professional, courteous, and great people.
Justin Ashcraft
Justin Ashcraft
17:35 06 Mar 23
Everything was very smooth. Communication was prompt and clear! The only concern was I felt the appraisals were clearly below FMV. Otherwise, I highly recommend Wilshire Quinn
Michael Copley
Michael Copley
15:17 02 Mar 23
It was a pleasure working with the Wilshire Quinn Capital team. The loan process was easy and smooth from start to finish. Clear communication and more importantly, they executed exactly how they set the initial expectation. Wonderful job all the way around.
Garrett Garner
Garrett Garner
23:30 13 Dec 21
Chris Garcia and Emily Mesetz were great to work with. They were always quick to respond and had excellent follow-up.
Andrea King
Andrea King
23:32 11 Nov 21
Refi for a hotel in a global pandemic, was a unique challenge, Matt and the team at Wiltshire Quinn Capital stepped up. The story of the PattersonInn.com continues.
Chris Chiari
Chris Chiari
17:21 08 Oct 21
I could not be happier with the professionalism and efficiency of Matthew Mielke at Wilshire Quinn Capital. He helped get a unique deal to the finish line. There was clarity and consistency from start to finish.
Trey Sublette
Trey Sublette
17:57 07 Oct 21
Matt and Jeremy at Wilshire got the deal done when others turned my client down. Professional, quick and offered great terms for my client. I highly recommend running your next deal by them.
Mathieu Pollenz
Mathieu Pollenz
18:33 09 Jul 21
Wilshire Quinn came through when other lenders couldn't. They were extremely responsive and turned everything around very quickly. Loan terms were very reasonable for a short-term bridge loan.
David Marcin
David Marcin
01:08 22 May 21
i love the way the speed of closing went
elliot moore
elliot moore
16:17 06 Apr 21
I love this company! They are fast, easy, but most off all, they fund when they produce a Letter of Intent. Thank you "team close quick'!
Timothy Thomas
Timothy Thomas
16:24 16 Mar 21
My experience of dealing with Wilshire Quinn Capital has been nothing short of excellent service and top notch talent . My loan was funded on time
Frank Meram
Frank Meram
17:03 10 Dec 20
It was great working with Wilshire Quinn Capital in San Diego. Their team is professional and hardworking. I had a a wonderful experience working with them and would work with them in the future!
Kate Swann
Kate Swann
17:00 10 Dec 20
Wilshire Quinn was great to work with, from start to finish everything was seamless! Would highly recommend.
Donald Kaminski
Donald Kaminski
01:08 10 Dec 20
We had an excellent time communicating with the principals at Wilshire Quinn and performed as we wished and exceeded all expectations. Chris and his team were professional from the start and we will look forward to doing business with them again.
James E. Levin
James E. Levin
01:14 03 Dec 20
Had a client who's successful business was impacted by Covid19...as such, income had been negatively affected, and our normal A-paper borrower was in a pinch to qualify for property purchase.Wilshire Quinn came to the rescue, and helped us close the loan on time and with minimal hassle.Our rep Matt was very helpful; answered and/all questions without hesitation, and never made us feel stupid for asking and clarifying things we didn't understand, or that needed more information.Wilshire Quinn helped us out and I would be happy to recommend their services to a friend in need of hard-money and limited other options.
Jon Engelhardt
Jon Engelhardt
21:45 11 Nov 20
Very easy to work with as a mortgage broker. Protects their clients.
Luke R. Johnson
Luke R. Johnson
20:19 05 Nov 20
Wilshire Quinn Capital, Inc. is definitely great at their follow-up. Always pro-active trying to get deals done!
Alicia Gandy
Alicia Gandy
18:18 15 Oct 20
I was very happy with Wilshire Quinn Capital. The company was a great hard money lender. Communication was clear, responsiveness was quick and the process was very straightforward. They funded my loan quickly and I truly appreciate it.
Elena Vizvary
Elena Vizvary
22:36 16 Sep 20
Wilshire Quinn is a great hard money lender that funded our loan quickly. Very reliable and delivered 100%
Bill Janis
Bill Janis
21:46 03 Oct 19
Wilshire Quinn has been a lending agency I, We, have utilized for the past 5+ years. The integrity of the entire company is professional, and the process of each phase of the lending is complementary to all parties involved. I highly recommend their services; small or in large lending capacity.
HBGS Treasurer
HBGS Treasurer
22:10 28 May 19
It was a pleasure to work with Wilshire Quinn Capital, Inc. They are highly professional, knowledgeable, responsive and quick to return calls. I was most impressed with the turnaround and how quickly and conveniently the escrow check was disbursed. This is my second time working with Wilshire Quinn on mortgage financing and have never been disappointed. I will recommend Wilshire Quinn to every person I know who is in need of financing.
RishiRia Barkataki
RishiRia Barkataki
22:08 13 May 19
Wilshire Quinn Capital funded my unique loan in a timely manner and with the upmost of professionalism. Their experience helped guide me through the process.
Nelson Genteel
Nelson Genteel
23:30 07 May 19
Have been a Broker in CA since 1980 and have enjoyed working with Chris and his staff for many years,
Louis Steinberg
Louis Steinberg
17:11 07 May 19
Wilshire Quinn gave me a competitive quote and followed up with a quick, hassle-free escrow and closing. I am happy with their service and would recommend them to friends and business associates.
Ron Gerber
Ron Gerber
17:44 04 May 19
Great hard money lender.
Patrick Wight
Patrick Wight
21:11 03 May 19
The Wilshire Quinn team did an excellent job in a short time frame. I feel their rates and ‘products’ are competitive. Where I feel they distance themselves from the competitors is their commitment to customer satisfaction. Every project has challenges and they are dedicated to working with their clients to ensure satisfaction, which is not commonplace in the market these days.
242 Baldwin
242 Baldwin
22:00 02 May 19
This is a superb company to do business with.The customer service is always fast and accurate and gets the job done..When we needed help we had it in record time (three different times) to solve our financial needs...We can't say enough good things about doing business with Wilshire Quinn. Marvin and Arde Harris
Arde Harris
Arde Harris
16:16 17 May 18
Wilshire Quinn was extremely professional and they have the staff to make sure all issues are addressed quickly.
David Kurniadi - the Kurniadi Group
David Kurniadi - the Kurniadi Group
02:57 16 May 18
I’ve dealt with them for 3 years and I’ve always had a great experience. No one should have any reservations about working with them.
arnie rissman
arnie rissman
21:36 15 May 18
I'm not one to typically write reviews but I was so impressed with Wilshire Quinn Capital's service I felt it needed to be shared. I'm a mortgage broker and I recently referred a client to Wilshire Quinn who didn't qualify for any of our programs and needed to fund quickly on a house. I spoke with Matt Mielke and he was not only able to provide a great loan for the client but funded it with time to spare! The client thanked me for connecting him with Matt and as that was the only way he could finance his dream home. It was nice to be able to refer a hard money lender that did what he said he was going to do. I highly recommend Wilshire Quinn Capital for any hard money lending.
Travis Smith
Travis Smith
20:45 21 Mar 18
The best!! They are trustworthy and professional. I highly recommend!!
Dan Fulkerson
Dan Fulkerson
23:26 19 Mar 18
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Lending Process

At Wilshire Quinn, we control the lending process, which means fast answers and quick closings.
Whether it’s a purchase, refinance, cash-out, or renovation loan, our lending platform is transparent and fast.
For more information and to speak with a representative, click the button below.

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Understanding Our Borrowers

We are a direct portfolio lender; we are not a loan broker. We know that time is of the essence for borrowers who may be seeking a bridge loan or private money loan. Wilshire Quinn will work with you to fund your loan in a matter of days, not months like traditional lenders.

We have built a long and successful track record for funding loans quickly without the headache. Our systematic underwriting approach and customer-first mentality allows our borrowers to move forward on their real estate transactions with confidence.

Wilshire Quinn partners with borrowers, mortgage brokers, and traditional lenders to provide a simple funding source for commercial and non-owner occupied residential properties.

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Private Money Lender California
Private Money Lender California

Broker Referral Program

We are a private money lender headquartered in San Diego, California. We typically fund loans for our clients in five to seven days. This quick turnaround stems from our ability to make immediate lending decisions and originate loans in-house, resulting in a highly efficient underwriting process.

We fund a variety of bridge loans such as: Refinance, purchase, multiple property, rehab, 1031 exchange, partnership buyout, and more. We originate bridge loans ranging from $200,000 – $20,000,000.  Wilshire Quin works with commercial and residential buyers nationwide. Brokers feel confident knowing they will close more loans faster when they work with Wilshire Quinn.

Broker Referral

What We Fund

Commercial

  • Office

  • Mixed-use

  • Industrial

  • Retail

  • Special use: car wash,

    mobile home park,

    parking lot,

    gas station

Residential

  • Single Family Residence (non-owner-occupied)

  • Condominium / Apartment

  • Duplex, Triplex, Quadraplex

Rehab / Fix & Flip

  • Complete Rehab

  • Remodel

  • Buy and Hold

Where We Lend

Wilshire Quinn is a nationwide private money lender with offices in San Diego, Los Angeles and San Francisco.
We finance bridge loans from coast to coast for commercial and residential real estate.

San Diego

Wilshire Quinn, an established San Diego hard money lender, is headquartered in downtown San Diego, where we have helped borrowers and brokers secure reliable financing solutions for a wide variety of real estate transactions. From multifamily to industrial properties, there is no shortage of investment opportunities in this city’s booming coastal market.

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Los Angeles

Wilshire Quinn began in the L.A. area and opened its first office on Wilshire Boulevard in 2004. Since our inception, we have cultivated numerous relationships with a wide array of local business professionals and earned a reputation as a trusted lender across the county. We have a long history as a Los Angeles hard money lender and continue to finance bridge loans in the area.

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San Francisco

Our Northern California office resides in San Francisco, the fourth-most populous city in the state and 13th-most populous in the nation. We continue to be a reliable San Francisco hard money lender and source of financing for investments in neighboring Silicon Valley and throughout the Bay Area.

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Nationwide

While our main offices span the California coast, Wilshire Quinn finances real estate investments nationwide. We typically fund loans in metropolitan areas, with amounts ranging from $200,000 to $20 million. If you are looking to finance a residential or commercial real estate investment quickly, fill out a loan application. We typically fund bridge loans within five to seven days.

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Over $400 Million in Loans Funded*

*Since inception in September 2011

Slide SANTA ANA, SAN DIEGO,
PHOENIX, LAS VEGAS Loan Amount: $15,575,000 Loan Type: Blanket Construction Property Type: Industrial Loan-To-Value: 62% Term: 12 Months UKIAH, CA Loan Amount: $6,575,000 Loan Type: Purchase Property Type: Self Storage Loan-To-Value: 61% Term: 7 Months BONITA, CA Loan Amount: $3,450,000 Loan Type: Purchase Property Type: Office Loan-To-Value: 61% Term: 18 Months LOS ANGELES, CA Loan Amount: $10,675,000 Loan Type: Refinance Property Type: Parking Structure/Retail Loan-To-Value: 52% Term: 12 Months

Submit a loan application

Financing private money loans from $200,000 – $20,000,000.
Commercial and residential real estate

Get Started

Los Angeles Office

San Diego Office

San Francisco Office

  • (415) 881-3100
  • 50 California Street, Suite 1500
    San Francisco, CA 94111

Wilshirequinn.com is a website operated by Wilshire Quinn Capital, Inc. By accessing this site and any pages thereof, you agree to be bound by our terms of use and privacy policy. The use of this website does not constitute an application for a mortgage loan or an offer to lend. Loans are made or arranged by Wilshire Quinn Income Fund, LLC (the “Fund”) NMLS # 2282570. California loans are made or arranged by the Fund pursuant to California Finance Lenders Law license #603J060. Please visit www.nmlsconsumeraccess.org for more licensing information. Mortgage loan products referenced in this website are offered to qualified borrowers for business or commercial purposes only. Origination fees and other fees may apply. Financing is subject to certain restrictions and requirements including, but not limited to, due diligence, credit evaluation, and approval of the subject property. To qualify, borrowers must meet underwriting requirements. Not all borrowers will qualify and not all borrowers that qualify will receive the lowest rate. The actual loan rate and terms depend on a variety of factors. Actual rates, terms, and conditions are subject to change from time to time without notice. Wilshire Quinn Capital, Inc. (the “Manager”) is an SEC-registered investment adviser providing investment management services to the Fund. This website is for informational purposes only and is meant to provide general background information on the Fund and its Manager. Past performance is not indicative of future results. Forward-looking statements, hypothetical information or calculations, financial estimates, projections and targeted returns are inherently uncertain. Such information should not be used as a primary basis for an investor’s decision to invest. Investments in loans are speculative and involve substantial risk. You should not invest unless you can sustain the risk of loss of capital, including the risk of total loss of capital. All information on this website, or in any advertisement linking to it, concerning any prospective or actual investment, including information concerning investment performance, is deemed to be reliable but is not guaranteed and is subject to change. We make no representations or warranties as to the accuracy contained herein. Nothing on this website should be regarded as investment advice, either on behalf of a particular security or regarding an overall investment strategy or recommendation, an offer to sell, or a solicitation of an offer to buy any security. Any such offer to purchase securities will be made only through the private placement memorandum, operating agreement, and subscription agreement (“Offering Documents”) of the Fund. Any investment information contained on this website is superseded in its entirety by the information contained in the Offering Documents. Only by reading the Offering Documents carefully can you determine whether the investment’s risk and conflicts of interest are acceptable to you. Advice from a securities professional is strongly advised, and we recommend that you consult with a financial advisor, attorney, accountant, and any other professional that can help you understand and assess the risks associated with all investments.

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