Hard money loan brokers2019-03-28T17:00:58+00:00

Broker Referral

Close loans fast with Wilshire Quinn Capital

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Fast pre-approvals for your clients and funding available within days of an LOI

Unlike traditional lenders, we focus more on the equity in a property relative to the borrower’s credit score. The underwriting and funding process can take place in a matter of days instead of weeks or months.

Recently Funded Bridge Loan Transactions

El Monte, CA.

Loan Amount: $4,750,000
Loan Type:  Refinance
Property Type: Industrial
Loan-To-Value: 60%
Term: 12 Months

hard money loan brokers
San Diego, CA.

Loan Amount: $2,000,000
Loan Type:  Purchase / Blanket Refinance
Property Type: Industrial
Loan-To-Value: 58%
Term: 6 Months

hard money commercial brokers

Loan Amount: $750,000
Loan Type:  Refinance
Property Type: Single Family
Loan-To-Value: 45%
Term: 12 Months

  • Streamlined Process & Approval within 24 hours

  • Funding typically in 5-7 days

  • We are a Direct Lender; not a broker

  • Foreign nationals – OK

  • Refinance, purchase, blanket, rehab loans, 1031 exchange, partnership buyout

  • Commercial, residential, multi-family, most property types considered

  • Special use buildings like: car wash, gym, parking lot, bowling alley, mobile home park.

hard money loan brokers

Program Highlights

A bridge loan provides funds to investors with shorter investment horizons and exit strategies.

A Leading Source for
Bridge Loans

Rapid Implementation. Proven Performance


Our Customers: In Their Words

San Diego Private Money Lender.

I'm not one to typically write reviews but I was so impressed with Wilshire Quinn Capital's service I felt it needed to be shared. I'm a mortgage broker and I recently referred a client to Wilshire Quinn who didn't qualify for any of our programs and needed to fund quickly on a house. I spoke with Matt Mielke and he was not only able to provide a great loan for the client but funded it with time to spare! The client thanked me for connecting him with Matt and as that was the only way he could finance his dream home. It was nice to be able to refer a hard money lender that did what he said he was going to do. I highly recommend Wilshire Quinn Capital for any hard money lending.
Travis Smith
Travis Smith
20:45 21 Mar 18
The professionals at Wilshire Quinn are the best of the best. If you're not able to use a traditional lender, give these guys a call. They're extremely professional, knowledgeable and efficient!
Michaela Keilty
Michaela Keilty
17:47 21 Mar 18
The best!! They are trustworthy and professional. I highly recommend!!
Dan Fulkerson
Dan Fulkerson
23:26 19 Mar 18
Matthew and his team are the most professional efficient team I have ever worked with in all my 25 years in Finance they took a very tough loan and converted it into $400,000 in working capitol in less than 2 weeks the level of service was unmatched Matthew Mielke is an absolute rock star to deal with if he tells you he will call you at 3 the call happens at 2:30 thank you Matthew for all your help!Jason Roberts
Jason Roberts
Jason Roberts
22:42 31 May 18
Kris Lindley
Kris Lindley
21:56 26 Mar 18
Whether you are investing in secure first trust deed notes or need a hard money loan from a respected private lender, I recommend Wilshire Quinn.
Kris Pattison
Kris Pattison
18:07 28 Mar 18
I’ve dealt with them for 3 years and I’ve always had a great experience. No one should have any reservations about working with them.
arnie rissman
arnie rissman
21:36 15 May 18
A couple of years ago Chris Garcia and the team at Wilshire Quinn Capital were introduced to me through a good friend and business partner who has known Chris for many years. WQ has twice since then provided the ideal funding for my projects. They keep it simple. The deal terms, loan docs, appraisals and everything involved in the closing were clear, easy and fast. No headaches. The deals were fair. There have been no fine print surprises. They were prompt, clear in communications, flexible and friendly. They were patient through delays caused by me and others. I would highly recommend Wilshire Quinn to anyone.
Robert Noble
Robert Noble
19:15 16 May 18
This is a superb company to do business with.The customer service is always fast and accurate and gets the job done..When we needed help we had it in record time (three different times) to solve our financial needs...We can't say enough good things about doing business with Wilshire Quinn. Marvin and Arde Harris
arde harris
arde harris
16:16 17 May 18
Wilshire Quinn was extremely professional and they have the staff to make sure all issues are addressed quickly.
Great team to work with! Very efficient process which allowed us to meet a fast approaching refinance deadline with time to spare. I would highly recommend working with them.
Ankur Patel
Ankur Patel
01:45 05 Mar 19

F.A.Q’s – Hard Money Loans 101

What type of properties do you lend on?2018-05-30T22:54:31+00:00

Wilshire Quinn will consider a wide variety of property types including: office, retail centers, industrial, hotels, parking lots/structures, condo inventory, entitled land, multi-family properties, non-owner occupied single family homes, vacation homes and rentals, primer loan, bridge loan.

What types of loans does Wilshire Quinn originate?2018-05-30T22:54:44+00:00

We will consider a wide variety of loan types including: purchase, refinance, cash-out refinance, partnership buyouts, rehabs, 1031 exchanges, value added acquisitions.

How do I submit a loan request?2018-05-30T22:55:08+00:00

You can either complete our online loan application, email or call us directly. We would prefer to talk through your loan scenario as we can determine in a matter of minutes, once we have a few simple questions answered, if we have interest.

What are the biggest factors in Wilshire Quinn underwriting process?2018-05-16T17:38:02+00:00

The two biggest factors that we look at are the LTV (loan-to-value) and location of the property. We strongly prefer to lend in major-metropolitan areas.  Properties located in major metropolitan areas with substantial cash-flows and high credit borrowers are great loan scenarios for us.

Where does Wilshire Quinn lend?2018-05-16T17:33:24+00:00

Most of our portfolio is in California but we do have the ability to lend nationwide. We strongly prefer to lend in major-metropolitan areas.

How long does it take for Wilshire Quinn to determine their interest in the loan?2018-05-16T17:30:04+00:00

After receiving a completed loan application typically we will let you know if we are interested in the loan within 24 hours. If we do have interest then we will issue a term sheet shortly there-after.

How long does it take for Wilshire Quinn to fund a loan?2018-05-16T17:26:48+00:00

After receiving a signed term sheet we typically fund in 5 to 7 business days.

What items should I collect from the borrower to help the underwriting process?2018-05-16T17:25:26+00:00

Depending on the loan and property type the required documentation will vary slightly. In general these are the typical items that we will ask for:

  • Purchase agreement
  • current mortgage statement
  • payoff demand
  • financial statements detailing the NOI of the property
  • lease agreements
  • rent rolls
  • Phase I environmental report
  • Appraisal
  • recent bank statement
  • taxes returns.

To see a full list of documents for your hard money loan application, click here

What are the fees associated with closing a loan?2018-05-16T17:24:07+00:00

We do not charge any fees upfront to begin underwriting a loan request. After a final loan approval is given (final loan approval is only granted after a term sheet has been issued and all of the requested items on the needs list have been received) then a retainer will be requested to draft loan documents. The borrower is responsible for paying for the appraisal, standard title/escrow and notary fees, legal fees, and a Phase I environmental report (if needed).

Loan Request

So you have a client who needs short term financing and fast! Want to speed up the process?

Fill out the form below and our loan department will reach out to gather information we need to review your loan.

We generally have loan decisions made within 24 hours. Funding can be available for your client in about 5-7 days if we are able to offer loan terms.


Submit a loan application

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