Hard money loan brokers 2018-04-03T22:48:23+00:00

Broker Referral

Close deals fast with Wilshire Quinn Capital

Refer Now

Fast pre-approvals for your clients and funding available within days of an LOI

Unlike traditional lenders, we focus more on the equity in a property relative to the borrower’s credit score. The underwriting and funding process can take place in a matter of days instead of weeks or months.

Broker Referral Benefits

  • Streamlined Process & Approval within 24 hours

  • Funding typically in 5-7 days

  • We are a Direct Lender; not a broker

  • Foreign nationals – OK

  • Refinance, purchase, blanket, rehab loans, 1031 exchange, partnership buyout

  • Commercial, residential, multi-family, most property types considered

  • Special use buildings like: car wash, gym, parking lot, bowling alley, mobile home park.

hard money loan brokers

Hard Money Loans

Hard money loans, or bridge loans, provide funds to investors with shorter investment horizons and exit strategies.

A Leading Source for
Hard Money Loans

Rapid Implementation. Proven Performance

619.872.6000

Recently Funded Hard Money Loan Transactions

hard-money-loan-losangeles-deal-3.16.18
San Diego, CA.

Loan Amount: $765,000
Loan Type:  Refinance
Property Type: Single Family
Loan-To-Value: 60%
Term: 12 Months

hard money loan brokers
San Diego, CA.

Loan Amount: $2,000,000
Loan Type:  Purchase / Blanket Refinance
Property Type: Industrial
Loan-To-Value: 58%
Term: 6 Months

hard money commercial brokers
LONG ISLAND, NY

Loan Amount: $750,000
Loan Type:  Refinance
Property Type: Single Family
Loan-To-Value: 45%
Term: 12 Months

People love us on Google!

#1 Hard Money Lender Los Angeles, San Diego, San Francisco & Nationwide

I'm not one to typically write reviews but I was so impressed with Wilshire Quinn Capital's service I felt it needed to be shared. I'm a mortgage broker and I recently referred a client to Wilshire Quinn who didn't qualify for any of our programs and needed to fund quickly on a house. I spoke with Matt Mielke and he was not only able to provide a great loan for the client but funded it with time to spare! The client thanked me for connecting him with Matt and as that was the only way he could finance his dream home. It was nice to be able to refer a hard money lender that did what he said he was going to do. I highly recommend Wilshire Quinn Capital for any hard money lending.
Travis Smith
Travis Smith
20:45 21 Mar 18
The professionals at Wilshire Quinn are the best of the best. If you're not able to use a traditional lender, give these guys a call. They're extremely professional, knowledgeable and efficient!
Michaela Keilty
Michaela Keilty
17:47 21 Mar 18
The best!! They are trustworthy and professional. I highly recommend!!
Dan Fulkerson
Dan Fulkerson
23:26 19 Mar 18
Team is great to work with, very happy with my investment decision!
Zach Goldberg
Zach Goldberg
20:38 21 Mar 18
Kris Lindley
Kris Lindley
21:56 26 Mar 18
Whether you are investing in secure first trust deed notes or need a hard money loan from a respected private lender, I recommend Wilshire Quinn.
Kris Pattison
Kris Pattison
18:07 28 Mar 18

F.A.Q’s – Hard Money Loans 101

What type of properties do you lend on? 2018-04-03T19:15:37+00:00

Wilshire Quinn Capital, Inc. will consider a wide variety property types including: office, retail centers, industrial, hotels, parking lots/structures, condo inventory, entitled land, multi-family properties, non-owner occupied single family homes, vacation homes and rentals, primer loan, bridge loan.

What types of loans does Wilshire Quinn Capital originate? 2018-03-30T21:00:27+00:00

Wilshire Quinn Capital, Inc. will consider a wide variety loan types including: purchase, refinance, cash-out refinance, partnership buyouts, rehabs, 1031 exchanges, value added acquisitions.

How do I submit a loan request? 2018-04-03T19:32:30+00:00

You can either complete our online loan application, email or call us directly. We would prefer to talk through your loan scenario as we can determine in a matter of minutes, once we have a few simple questions answered, if we have interest.

What are the biggest factors in Wilshire Quinn Capital, Inc. underwriting process? 2018-04-03T19:17:48+00:00

The two biggest factors that we look at are the LTV (loan-to-value) and location of the property.  We strongly prefer to lend in major-metropolitan areas.  Properties located in major metropolitan areas with substantial cash-flows and high credit borrowers are great loan scenarios for us.

Where does Wilshire Quinn Capital, Inc. lend? 2018-04-03T19:19:58+00:00

Most of our portfolio is in California but we do have the ability to lend nationwide.  We strongly prefer to lend in major-metropolitan areas.

How long does it take for Wilshire Quinn Capital, Inc. to determine their interest in the loan? 2018-04-03T19:27:54+00:00

After receiving a completed loan application typically we will let you know if we are interested in the loan within 24 hours.  If we do have interest then we will issue a term sheet shortly there-after.

How long does it take for Wilshire Quinn Capital, Inc. to fund a loan? 2018-04-03T19:29:42+00:00

After receiving a signed term sheet we typically fund in 5 to 7 business days.

What items should I collect from the borrower to help the underwriting process? 2018-04-03T22:21:27+00:00

Depending on the loan and property type the required documentation will vary slightly.  In general these are the typical items that we will ask for:

  • Purchase agreement
  • current mortgage statement
  • payoff demand
  • financial statements detailing the NOI of the property
  • lease agreements
  • rent rolls
  • Phase I environmental report
  • Appraisal
  • recent bank statement
  • taxes returns.

To see a full list of documents for your hard money loan application, click here

What are the fees associated with closing a loan? 2018-04-03T20:59:31+00:00

We do not charge any fees upfront to begin underwriting a loan request.  After a final loan approval is given (final loan approval is only granted after a term sheet has been issued and all of the requested items on the needs list have been received) then a retainer will be requested to draft loan documents.  The borrower is responsible for paying for the appraisal, standard title/escrow and notary fees, legal fees, and a Phase I environmental report (if needed).

Loan Submissions

So you are filling out a hard money loan application. Want to speed up the process?

Here are a list of suggested additional documents to gather for our underwriters.

  • Purchase Agreement
  • Escrow close date
  • are extensions options available?
  • Copy of the current mortgage statement
  • Payoff demand
  • Financial statements showing the NOI of property
  • Lease agreements
  • Phase 1 environmental report

Submit a loan application

Partner with a direct lender you can trust.