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A direct portfolio lender for commercial and residential real estate in California and nationwide

Bridge Loans

A Modern Lending Solution

Wilshire Quinn, headquartered in San Diego, California, is a portfolio bridge lender that provides rapid and reliable funding for borrowers who cannot risk potential delays associated with traditional banks and lending institutions.

Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. In 2011, the firm launched the Wilshire Quinn Income Fund LLC, a portfolio lender that originates bridge loans secured by real estate located in California and nationwide. Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast funding for our borrowers and consistent returns for our investors.

Wilshire Quinn’s successful track record is closely linked to our disciplined underwriting approach. Our emphasis on in-house loan origination allows for a faster, more streamlined lending process. Wilshire Quinn has grown to become one of the premier bridge lenders in California.

Our customer base is fairly diverse; borrowers range from corporations looking for rehab financing, to individuals who are looking to purchase or refinance an investment property. Please click on the following to links to explore our lending parameters or submit a loan request.

Lending Process

At Wilshire Quinn, we control the lending process, which means fast answers and quick closings.
Whether it’s a purchase, refinance, cash-out, or renovation loan, our lending platform is transparent and fast.
For more information and to speak with a representative, click the button below.

Learn More

Understanding Our Borrowers

We are a direct portfolio lender; we are not a loan broker. We know that time is of the essence for borrowers who may be seeking a bridge loan or private money loan. Wilshire Quinn will work with you to fund your loan in a matter of days, not months like traditional lenders.

We have built a long and successful track record for funding loans quickly without the headache. Our systematic underwriting approach and customer-first mentality allows our borrowers to move forward on their real estate transactions with confidence.

Wilshire Quinn partners with borrowers, mortgage brokers, and traditional lenders to provide a simple funding source for commercial and non-owner occupied residential properties.

Broker Referral Program

We are a private money lender headquartered in San Diego, California. We typically fund loans for our clients in five to seven days. This quick turnaround stems from our ability to make immediate lending decisions and originate loans in-house, resulting in a highly efficient underwriting process.

We fund a variety of bridge loans such as: Refinance, purchase, multiple property, rehab, 1031 exchange, partnership buyout, and more. We originate bridge loans ranging from $200,000 – $20,000,000. Wilshire Quin works with commercial and residential buyers nationwide. Brokers feel confident knowing they will close more loans faster when they work with Wilshire Quinn.

Broker Referral

What We Fund

Commercial

Office
Mixed-use
Industrial
Retail
Special use: car wash,

mobile home park,

parking lot,

gas station

Residential

Single Family Residence (non-owner-occupied)
Condominium / Apartment
Duplex, Triplex, Quadraplex

Rehab / Fix & Flip

Complete Rehab
Remodel
Buy and Hold

Here’s What Our Borrowers Are Saying

A Proven San Diego Hard Money Lender, Lending Nationwide

We just had a great experience working with Wilshire Quinn on a recent transaction. Our team, led by Matt, was professional, communicative, transparent, and fast -- they funded our loan in 5 days, exactly what we needed. They offered very competitive terms, and excellent customer service throughout the process. Highly recommended!

Dan Fineman

19:01 10 Feb 22

It was a pleasure working with the Wilshire Quinn Capital team. The loan process was easy and smooth from start to finish. Clear communication and more importantly, they executed exactly how they set the initial expectation. Wonderful job all the way around.

Garrett Garner

23:30 13 Dec 21

Chris Garcia and Emily Mesetz were great to work with. They were always quick to respond and had excellent follow-up.

Andrea King

23:32 11 Nov 21

Refi for a hotel in a global pandemic, was a unique challenge, Matt and the team at Wiltshire Quinn Capital stepped up. The story of the PattersonInn.com continues.

Chris Chiari

17:21 08 Oct 21

I could not be happier with the professionalism and efficiency of Matthew Mielke at Wilshire Quinn Capital. He helped get a unique deal to the finish line. There was clarity and consistency from start to finish.

Trey Sublette

17:57 07 Oct 21

Matt and Jeremy at Wilshire got the deal done when others turned my client down. Professional, quick and offered great terms for my client. I highly recommend running your next deal by them.

Mathieu Pollenz

18:33 09 Jul 21

Wilshire Quinn came through when other lenders couldn't. They were extremely responsive and turned everything around very quickly. Loan terms were very reasonable for a short-term bridge loan.

David Marcin

01:08 22 May 21

i love the way the speed of closing went

elliot moore

16:17 06 Apr 21

I love this company! They are fast, easy, but most off all, they fund when they produce a Letter of Intent. Thank you "team close quick'!

Timothy Thomas

16:24 16 Mar 21

Working with the Wilshire Quinn Capital staff was easy and efficient. They gave us a precise checklist to follow and answered all our questions. We spoke with several lenders, but they were the ones that followed up - before, during, and after. As a result of their loan, we were about to take advantage a good real estate opportunity that otherwise would have us passed by.

lynn smith

22:34 11 Jan 21

My experience of dealing with Wilshire Quinn Capital has been nothing short of excellent service and top notch talent . My loan was funded on time

Frank Meram

17:03 10 Dec 20

It was great working with Wilshire Quinn Capital in San Diego. Their team is professional and hardworking. I had a a wonderful experience working with them and would work with them in the future!

Kate Swann

17:00 10 Dec 20

Wilshire Quinn was great to work with, from start to finish everything was seamless! Would highly recommend.

Donald Kaminski

01:08 10 Dec 20

We had an excellent time communicating with the principals at Wilshire Quinn and performed as we wished and exceeded all expectations. Chris and his team were professional from the start and we will look forward to doing business with them again.

James E. Levin

01:14 03 Dec 20

Had a client who's successful business was impacted by Covid19...as such, income had been negatively affected, and our normal A-paper borrower was in a pinch to qualify for property purchase.Wilshire Quinn came to the rescue, and helped us close the loan on time and with minimal hassle.Our rep Matt was very helpful; answered and/all questions without hesitation, and never made us feel stupid for asking and clarifying things we didn't understand, or that needed more information.Wilshire Quinn helped us out and I would be happy to recommend their services to a friend in need of hard-money and limited other options.

Jon Engelhardt

21:45 11 Nov 20

Monumental Funding Solutions

21:17 05 Nov 20

Very easy to work with as a mortgage broker. Protects their clients.

Luke R. Johnson

20:19 05 Nov 20

Wilshire Quinn Capital, Inc. is definitely great at their follow-up. Always pro-active trying to get deals done!

Alicia Gandy

18:18 15 Oct 20

I was very happy with Wilshire Quinn Capital. The company was a great hard money lender. Communication was clear, responsiveness was quick and the process was very straightforward. They funded my loan quickly and I truly appreciate it.

Elena Vizvary

22:36 16 Sep 20

I can thank these guys enough. My friend was in a tight spot and with the help of Dan Goldberg she was able to get a loan to help her reunite with her children. Thanks so much guys!

Doug Whalen

19:55 02 Sep 20

Working w Wilshire Quinn almost feels like a privilegeHaving worked in the real estate industry for over 20 years I can honestly say these folks have a very prudent investment model and they will work with you on both sides of a transaction like partnersBe you investing with them or borrowing money from them, their ethics and integrity are second to noneIn almost 10 years of working on both sides of a transaction I have never had a bad conversation or have ever been treated with anything--but professionalism, and prompt, expedient, highly competent serviceYes there are many other games in town, but I've chosen to put all of my proverbial real estate eggs in this company's basket with full confidenceHaving dealt with many other similar business models over the last 20 years, I do you honestly believe they're the best program in town, if not southern CaliforniaI've dealt exclusively with Chris Garcia and Anna Janiec and as though I hate to call out people's names and reviews, both of them operate in a way that is worth mentioning for anyone else considering doing business in this categoryDom DiLuigiSilver State Equity, LLC

Dom Diluigi

18:47 18 Mar 20

Brenda PinedaR

00:12 01 Mar 20

Wilshire Quinn is a great hard money lender that funded our loan quickly. Very reliable and delivered 100%

Bill Janis

21:46 03 Oct 19

I have worked with Wilshire Quinn for several years. Chris Garcia and his staff have always handled my investments with amazing professionalism and with the utmost personal care. I highly recommend utilizing their agency and their services,

Debra Ryder

16:59 21 Aug 19

I have invested with Wilshire Quinn for many years. They have always made their projections. They have always promptly promptly to all my questions. They are great to work with.

Vicki Sussman

22:30 02 Jun 19

Wilshire Quinn has been a lending agency I, We, have utilized for the past 5+ years. The integrity of the entire company is professional, and the process of each phase of the lending is complementary to all parties involved. I highly recommend their services; small or in large lending capacity.

HBGS Treasurer

22:10 28 May 19

I was introduced to Wilshire Quinn by a very close friend of mine when we worked together a few years back. I have since retired and invested with WQ and the experience has been great. Immediate and accurate information is readily available with a phone call. WQ is big enough to have a significant market impact but small enough for communicating on a first name basis. I would recommend considering WQ without hesitation for safe and consistent returns.

Phil Stanton

18:42 20 May 19

It was a pleasure to work with Wilshire Quinn Capital, Inc. They are highly professional, knowledgeable, responsive and quick to return calls. I was most impressed with the turnaround and how quickly and conveniently the escrow check was disbursed. This is my second time working with Wilshire Quinn on mortgage financing and have never been disappointed. I will recommend Wilshire Quinn to every person I know who is in need of financing.

RishiRia Barkataki

22:08 13 May 19

Wilshire Quinn is great. Great staff and very transparent and honest. I am very pleased what what they have done for me thus far.

Sam Godkin

18:54 13 May 19

My husband and I had worked with two investment firms prior to being introduced to WQ. We were overly insured and miss advised on the notion of “good debt”. WQ gave us excellent advice that has helped us plan for both our and our children’s future. When we need help obtaining investment information they are readily available providing outstanding local and personal service. Their income fund has performed very well and we couldn’t be happier.

Elizabeth Girard

03:14 10 May 19

Working with Wilshire Quinn has been a real pleasure --- professional, transparent, & quick to respond with questions or concerns --- Highly recommend their services!!!

James Smith

21:49 09 May 19

Wilshire Quinn is easy to work with, always accessible, always on top of it. Overall great experience

George Saunders

20:24 09 May 19

Wilshire Quinn Capital funded my unique loan in a timely manner and with the upmost of professionalism. Their experience helped guide me through the process.

Nelson Genteel

23:30 07 May 19

Wilshire Quinn is professional, transparent, and prompt. I've recommended its services to multiple friends and family members and all have experienced the same excellent results and services.

Crawford Coates

19:35 07 May 19

Have been a Broker in CA since 1980 and have enjoyed working with Chris and his staff for many years,

Louis Steinberg

17:11 07 May 19

Wilshire Quinn Capital works for individual investors seeking consistent returns on their capital; as well as investors , builders or homeowners seeking bridge loans to expand their businesses and improve their real estate investments. Always on time and ready, willing and able to serve their customers, Wilshire Quinn prioritizes customer service.In a nutshell, Wilshire Quinn is a one stop shop for great returns, and most efficient and reliable approach to obtaining a hard money bridge loan. I wouldn't consider going anywhere else.

Kip Lee

20:05 06 May 19

We have trusted Wilshire Quinn with our investing since the inception of the company and have never been disappointed. The care and professionalism they put into every transaction instills confidence and trust. We highly recommend this company.

Gene Kapetan

18:17 06 May 19

Wilshire Quinn has a great team of experts that always move quickly on my transactions. I would recommend them highly to anyone looking to get top-notch financing quickly and without hassle.

Justin Mecklenborg

16:19 06 May 19

Wilshire Quinn gave me a competitive quote and followed up with a quick, hassle-free escrow and closing. I am happy with their service and would recommend them to friends and business associates.

Ron Gerber

17:44 04 May 19

Working with them is easy and efficient. I enjoy the process and the ease of everything. I would recommend trying them for your needs.

joseph phelan

22:32 03 May 19

Great hard money lender.

Patrick Wight

21:11 03 May 19

Ryan Kuhr

21:05 03 May 19

Wilshire Quinn Capital has provided exceptional service. Highly recommend.

Greg Salas

19:45 03 May 19

The Wilshire Quinn team did an excellent job in a short time frame. I feel their rates and ‘products’ are competitive. Where I feel they distance themselves from the competitors is their commitment to customer satisfaction. Every project has challenges and they are dedicated to working with their clients to ensure satisfaction, which is not commonplace in the market these days.

242 Baldwin

22:00 02 May 19

Great team to work with! Very efficient process which allowed us to meet a fast approaching refinance deadline with time to spare. I would highly recommend working with them.

Ankur Patel

01:45 05 Mar 19

Matthew and his team are the most professional efficient team I have ever worked with in all my 25 years in Finance they took a very tough loan and converted it into $400,000 in working capitol in less than 2 weeks the level of service was unmatched Matthew Mielke is an absolute rock star to deal with if he tells you he will call you at 3 the call happens at 2:30 thank you Matthew for all your help!Jason Roberts

Jason Roberts

22:42 31 May 18

This is a superb company to do business with.The customer service is always fast and accurate and gets the job done..When we needed help we had it in record time (three different times) to solve our financial needs...We can't say enough good things about doing business with Wilshire Quinn. Marvin and Arde Harris

Arde Harris

16:16 17 May 18

A couple of years ago Chris Garcia and the team at Wilshire Quinn Capital were introduced to me through a good friend and business partner who has known Chris for many years. WQ has twice since then provided the ideal funding for my projects. They keep it simple. The deal terms, loan docs, appraisals and everything involved in the closing were clear, easy and fast. No headaches. The deals were fair. There have been no fine print surprises. They were prompt, clear in communications, flexible and friendly. They were patient through delays caused by me and others. I would highly recommend Wilshire Quinn to anyone.

Robert Noble

19:15 16 May 18

Wilshire Quinn was extremely professional and they have the staff to make sure all issues are addressed quickly.

David Kurniadi - the Kurniadi Group

02:57 16 May 18

I’ve dealt with them for 3 years and I’ve always had a great experience. No one should have any reservations about working with them.

21:36 15 May 18

18:41 29 Mar 18

15:15 29 Mar 18

14:22 29 Mar 18

Extraordinarily helpful ; Professional and a pleasure to work with

Steven Goldberg

03:37 29 Mar 18

Professional Helpful Prompt and Courteous

carol goldberg

03:13 29 Mar 18

Whether you are investing in secure first trust deed notes or need a hard money loan from a respected private lender, I recommend Wilshire Quinn.

Kris Pattison

18:07 28 Mar 18

Stacey Goldberg

19:49 27 Mar 18

I'm not one to typically write reviews but I was so impressed with Wilshire Quinn Capital's service I felt it needed to be shared. I'm a mortgage broker and I recently referred a client to Wilshire Quinn who didn't qualify for any of our programs and needed to fund quickly on a house. I spoke with Matt Mielke and he was not only able to provide a great loan for the client but funded it with time to spare! The client thanked me for connecting him with Matt and as that was the only way he could finance his dream home. It was nice to be able to refer a hard money lender that did what he said he was going to do. I highly recommend Wilshire Quinn Capital for any hard money lending.

Travis Smith

20:45 21 Mar 18

Team is great to work with, very happy with my investment decision!

Zach Goldberg

20:38 21 Mar 18

The best!! They are trustworthy and professional. I highly recommend!!

Dan Fulkerson

23:26 19 Mar 18

Mike Hussey

04:11 18 Jul 17

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Where We Lend

Wilshire Quinn is a nationwide private money lender with offices in San Diego, Los Angeles and San Francisco.
We finance bridge loans from coast to coast for commercial and residential real estate.

San Diego

Wilshire Quinn, an established San Diego hard money lender, is headquartered in downtown San Diego, where we have helped borrowers and brokers secure reliable financing solutions for a wide variety of real estate transactions. From multifamily to industrial properties, there is no shortage of investment opportunities in this city’s booming coastal market.

Los Angeles

Wilshire Quinn began in the L.A. area and opened its first office on Wilshire Boulevard in 2004. Since our inception, we have cultivated numerous relationships with a wide array of local business professionals and earned a reputation as a trusted lender across the county. We have a long history as a Los Angeles hard money lender and continue to finance bridge loans in the area.

San Francisco

Our Northern California office resides in San Francisco, the fourth-most populous city in the state and 13th-most populous in the nation. We continue to be a reliable San Francisco hard money lender and source of financing for investments in neighboring Silicon Valley and throughout the Bay Area.

Nationwide

While our main offices span the California coast, Wilshire Quinn finances real estate investments nationwide. We typically fund loans in metropolitan areas, with amounts ranging from $200,000 to $20 million. If you are looking to finance a residential or commercial real estate investment quickly, fill out a loan application. We typically fund bridge loans within five to seven days.

Ukiah, CA

Loan Amount: $6,575,000
Loan Type: Purchase
Property Type: Self Storage
Loan-To-Value: 61%
Term: 12 Months

Los Angeles, CA

Loan Amount: $10,675,000
Loan Type: Refinance
Property Type: Parking Structure/Retail
Loan-To-Value: 52%
Term: 12 Months

SANTA ANA, SAN DIEGO, PHOENIX, LAS VEGAS

Loan Amount: $15,575,000
Loan Type: Blanket Construction
Property Type: Industrial
Loan-To-Value: 62%
Term: 12 Months

Bonita, CA

Loan Amount: $3,450,000
Loan Type: Purchase
Property Type: Office
Loan-To-Value: 61%
Term: 18 Months

Submit a loan application

Financing private money loans from $200,000 – $20,000,000.
Commercial and residential real estate

Get Started

Your Dependable Source for
Bridge Loans

Rapid Execution. Proven Performance.

Bridge Loans

A Modern Lending Solution

Lending Process

Understanding Our Borrowers

Broker Referral Program

What We Fund

Commercial

Residential

Rehab / Fix & Flip

Here’s What Our Borrowers Are Saying

A Proven San Diego Hard Money Lender, Lending Nationwide

Where We Lend

San Diego

Los Angeles

San Francisco

Nationwide

Over $300 Million in Loans Funded

Ukiah, CA

Los Angeles, CA

SANTA ANA, SAN DIEGO, PHOENIX, LAS VEGAS

Bonita, CA

Submit a loan application

Your Dependable Source for Bridge Loans

Rapid Execution. Proven Performance.

Bridge Loans

A Modern Lending Solution

Lending Process

Understanding Our Borrowers

Broker Referral Program

What We Fund

Commercial

Residential

Rehab / Fix & Flip

Here’s What Our Borrowers Are Saying

A Proven San Diego Hard Money Lender, Lending Nationwide

Where We Lend

San Diego

Los Angeles

San Francisco

Nationwide

Over $300 Million in Loans Funded

Ukiah, CA

Los Angeles, CA

SANTA ANA, SAN DIEGO, PHOENIX, LAS VEGAS

Bonita, CA

Submit a loan application

Your Dependable Source for
Bridge Loans