Submit Loan Request Our Lending Parameters

A direct portfolio lender for commercial and residential real estate in California and nationwide

Bridge Loans

A Modern Lending Solution

Wilshire Quinn, headquartered in San Diego, California, is a portfolio bridge lender that provides rapid and reliable funding for borrowers who cannot risk potential delays associated with traditional banks and lending institutions.

Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. In 2011, the firm launched the Wilshire Quinn Income Fund LLC, a portfolio lender that originates bridge loans secured by real estate located in California and nationwide. Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast funding for our borrowers and consistent returns for our investors.

Wilshire Quinn’s successful track record is closely linked to our disciplined underwriting approach. Our emphasis on in-house loan origination allows for a faster, more streamlined lending process. Wilshire Quinn has grown to become one of the premier bridge lenders in California.

Our customer base is fairly diverse; borrowers range from corporations looking for rehab financing, to individuals who are looking to purchase or refinance an investment property. Please click on the following to links to explore our lending parameters or submit a loan request.

Here’s What Our Borrowers Are Saying

A Proven San Diego Hard Money Lender, Lending Nationwide

Working with Wilshire Quinn was an absolute pleasure from to start to finish. Working as a broker for a client with a vacant building Matt, Chris, and Jeremy were quick to answer all questions, clear in the items they needed and were able to work with us to see a successful completion of the deal. I can’t sing their praises highly enough for the ease at which everything went on what was a tricky deal, and I’m very much looking forward to working with them again in the future. If you’re hesitant for any reason, don’t worry. Wilshire Quinn is a top-notch group filled professional, courteous, and great people.

Justin Ashcraft

17:35 06 Mar 23

Everything was very smooth. Communication was prompt and clear! The only concern was I felt the appraisals were clearly below FMV. Otherwise, I highly recommend Wilshire Quinn

Michael Copley

15:17 02 Mar 23

It was a pleasure working with the Wilshire Quinn Capital team. The loan process was easy and smooth from start to finish. Clear communication and more importantly, they executed exactly how they set the initial expectation. Wonderful job all the way around.

Garrett Garner

23:30 13 Dec 21

Chris Garcia and Emily Mesetz were great to work with. They were always quick to respond and had excellent follow-up.

Andrea King

23:32 11 Nov 21

Refi for a hotel in a global pandemic, was a unique challenge, Matt and the team at Wiltshire Quinn Capital stepped up. The story of the PattersonInn.com continues.

Chris Chiari

17:21 08 Oct 21

I could not be happier with the professionalism and efficiency of Matthew Mielke at Wilshire Quinn Capital. He helped get a unique deal to the finish line. There was clarity and consistency from start to finish.

Trey Sublette

17:57 07 Oct 21

Matt and Jeremy at Wilshire got the deal done when others turned my client down. Professional, quick and offered great terms for my client. I highly recommend running your next deal by them.

Mathieu Pollenz

18:33 09 Jul 21

Wilshire Quinn came through when other lenders couldn't. They were extremely responsive and turned everything around very quickly. Loan terms were very reasonable for a short-term bridge loan.

David Marcin

01:08 22 May 21

i love the way the speed of closing went

elliot moore

16:17 06 Apr 21

I love this company! They are fast, easy, but most off all, they fund when they produce a Letter of Intent. Thank you "team close quick'!

Timothy Thomas

16:24 16 Mar 21

My experience of dealing with Wilshire Quinn Capital has been nothing short of excellent service and top notch talent . My loan was funded on time

Frank Meram

17:03 10 Dec 20

It was great working with Wilshire Quinn Capital in San Diego. Their team is professional and hardworking. I had a a wonderful experience working with them and would work with them in the future!

Kate Swann

17:00 10 Dec 20

Wilshire Quinn was great to work with, from start to finish everything was seamless! Would highly recommend.

Donald Kaminski

01:08 10 Dec 20

We had an excellent time communicating with the principals at Wilshire Quinn and performed as we wished and exceeded all expectations. Chris and his team were professional from the start and we will look forward to doing business with them again.

James E. Levin

01:14 03 Dec 20

Had a client who's successful business was impacted by Covid19...as such, income had been negatively affected, and our normal A-paper borrower was in a pinch to qualify for property purchase.Wilshire Quinn came to the rescue, and helped us close the loan on time and with minimal hassle.Our rep Matt was very helpful; answered and/all questions without hesitation, and never made us feel stupid for asking and clarifying things we didn't understand, or that needed more information.Wilshire Quinn helped us out and I would be happy to recommend their services to a friend in need of hard-money and limited other options.

Jon Engelhardt

21:45 11 Nov 20

Very easy to work with as a mortgage broker. Protects their clients.

Luke R. Johnson

20:19 05 Nov 20

Wilshire Quinn Capital, Inc. is definitely great at their follow-up. Always pro-active trying to get deals done!

Alicia Gandy

18:18 15 Oct 20

I was very happy with Wilshire Quinn Capital. The company was a great hard money lender. Communication was clear, responsiveness was quick and the process was very straightforward. They funded my loan quickly and I truly appreciate it.

Elena Vizvary

22:36 16 Sep 20

Wilshire Quinn is a great hard money lender that funded our loan quickly. Very reliable and delivered 100%

Bill Janis

21:46 03 Oct 19

Wilshire Quinn has been a lending agency I, We, have utilized for the past 5+ years. The integrity of the entire company is professional, and the process of each phase of the lending is complementary to all parties involved. I highly recommend their services; small or in large lending capacity.

HBGS Treasurer

22:10 28 May 19

It was a pleasure to work with Wilshire Quinn Capital, Inc. They are highly professional, knowledgeable, responsive and quick to return calls. I was most impressed with the turnaround and how quickly and conveniently the escrow check was disbursed. This is my second time working with Wilshire Quinn on mortgage financing and have never been disappointed. I will recommend Wilshire Quinn to every person I know who is in need of financing.

RishiRia Barkataki

22:08 13 May 19

Wilshire Quinn Capital funded my unique loan in a timely manner and with the upmost of professionalism. Their experience helped guide me through the process.

Nelson Genteel

23:30 07 May 19

Have been a Broker in CA since 1980 and have enjoyed working with Chris and his staff for many years,

Louis Steinberg

17:11 07 May 19

Wilshire Quinn gave me a competitive quote and followed up with a quick, hassle-free escrow and closing. I am happy with their service and would recommend them to friends and business associates.

Ron Gerber

17:44 04 May 19

Great hard money lender.

Patrick Wight

21:11 03 May 19

The Wilshire Quinn team did an excellent job in a short time frame. I feel their rates and ‘products’ are competitive. Where I feel they distance themselves from the competitors is their commitment to customer satisfaction. Every project has challenges and they are dedicated to working with their clients to ensure satisfaction, which is not commonplace in the market these days.

242 Baldwin

22:00 02 May 19

This is a superb company to do business with.The customer service is always fast and accurate and gets the job done..When we needed help we had it in record time (three different times) to solve our financial needs...We can't say enough good things about doing business with Wilshire Quinn. Marvin and Arde Harris

Arde Harris

16:16 17 May 18

Wilshire Quinn was extremely professional and they have the staff to make sure all issues are addressed quickly.

David Kurniadi - the Kurniadi Group

02:57 16 May 18

I’ve dealt with them for 3 years and I’ve always had a great experience. No one should have any reservations about working with them.

arnie rissman

21:36 15 May 18

I'm not one to typically write reviews but I was so impressed with Wilshire Quinn Capital's service I felt it needed to be shared. I'm a mortgage broker and I recently referred a client to Wilshire Quinn who didn't qualify for any of our programs and needed to fund quickly on a house. I spoke with Matt Mielke and he was not only able to provide a great loan for the client but funded it with time to spare! The client thanked me for connecting him with Matt and as that was the only way he could finance his dream home. It was nice to be able to refer a hard money lender that did what he said he was going to do. I highly recommend Wilshire Quinn Capital for any hard money lending.

Travis Smith

20:45 21 Mar 18

The best!! They are trustworthy and professional. I highly recommend!!

Dan Fulkerson

23:26 19 Mar 18

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Lending Process

At Wilshire Quinn, we control the lending process, which means fast answers and quick closings.
Whether it’s a purchase, refinance, cash-out, or renovation loan, our lending platform is transparent and fast.
For more information and to speak with a representative, click the button below.

Learn More

Understanding Our Borrowers

We are a direct portfolio lender; we are not a loan broker. We know that time is of the essence for borrowers who may be seeking a bridge loan or private money loan. Wilshire Quinn will work with you to fund your loan in a matter of days, not months like traditional lenders.

We have built a long and successful track record for funding loans quickly without the headache. Our systematic underwriting approach and customer-first mentality allows our borrowers to move forward on their real estate transactions with confidence.

Wilshire Quinn partners with borrowers, mortgage brokers, and traditional lenders to provide a simple funding source for commercial and non-owner occupied residential properties.

Broker Referral Program

We are a private money lender headquartered in San Diego, California. We typically fund loans for our clients in five to seven days. This quick turnaround stems from our ability to make immediate lending decisions and originate loans in-house, resulting in a highly efficient underwriting process.

We fund a variety of bridge loans such as: Refinance, purchase, multiple property, rehab, 1031 exchange, partnership buyout, and more. We originate bridge loans ranging from $200,000 – $20,000,000. Wilshire Quin works with commercial and residential buyers nationwide. Brokers feel confident knowing they will close more loans faster when they work with Wilshire Quinn.

Broker Referral

What We Fund

Commercial

Office
Mixed-use
Industrial
Retail
Special use: car wash,

mobile home park,

parking lot,

gas station

Residential

Single Family Residence (non-owner-occupied)
Condominium / Apartment
Duplex, Triplex, Quadraplex

Rehab / Fix & Flip

Complete Rehab
Remodel
Buy and Hold

Where We Lend

Wilshire Quinn is a nationwide private money lender with offices in San Diego, Los Angeles and San Francisco.
We finance bridge loans from coast to coast for commercial and residential real estate.

San Diego

Wilshire Quinn, an established San Diego hard money lender, is headquartered in downtown San Diego, where we have helped borrowers and brokers secure reliable financing solutions for a wide variety of real estate transactions. From multifamily to industrial properties, there is no shortage of investment opportunities in this city’s booming coastal market.

Los Angeles

Wilshire Quinn began in the L.A. area and opened its first office on Wilshire Boulevard in 2004. Since our inception, we have cultivated numerous relationships with a wide array of local business professionals and earned a reputation as a trusted lender across the county. We have a long history as a Los Angeles hard money lender and continue to finance bridge loans in the area.

San Francisco

Our Northern California office resides in San Francisco, the fourth-most populous city in the state and 13th-most populous in the nation. We continue to be a reliable San Francisco hard money lender and source of financing for investments in neighboring Silicon Valley and throughout the Bay Area.

Nationwide

While our main offices span the California coast, Wilshire Quinn finances real estate investments nationwide. We typically fund loans in metropolitan areas, with amounts ranging from $200,000 to $20 million. If you are looking to finance a residential or commercial real estate investment quickly, fill out a loan application. We typically fund bridge loans within five to seven days.

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Over $400 Million in Loans Funded

Ukiah, CA

Loan Amount: $6,575,000
Loan Type: Purchase
Property Type: Self Storage
Loan-To-Value: 61%
Term: 12 Months

Los Angeles, CA

Loan Amount: $10,675,000
Loan Type: Refinance
Property Type: Parking Structure/Retail
Loan-To-Value: 52%
Term: 12 Months

SANTA ANA, SAN DIEGO, PHOENIX, LAS VEGAS

Loan Amount: $15,575,000
Loan Type: Blanket Construction
Property Type: Industrial
Loan-To-Value: 62%
Term: 12 Months

Bonita, CA

Loan Amount: $3,450,000
Loan Type: Purchase
Property Type: Office
Loan-To-Value: 61%
Term: 18 Months

Submit a loan application

Financing private money loans from $200,000 – $20,000,000.
Commercial and residential real estate

Get Started

Your Dependable Source for
Bridge Loans

Rapid Execution. Proven Performance.

Bridge Loans

A Modern Lending Solution

Here’s What Our Borrowers Are Saying

A Proven San Diego Hard Money Lender, Lending Nationwide

Lending Process

Understanding Our Borrowers

Broker Referral Program

What We Fund

Commercial

Residential

Rehab / Fix & Flip

Where We Lend

San Diego

Los Angeles

San Francisco

Nationwide

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Over $400 Million in Loans Funded

Ukiah, CA

Los Angeles, CA

SANTA ANA, SAN DIEGO, PHOENIX, LAS VEGAS

Bonita, CA

Submit a loan application

Your Dependable Source for Bridge Loans

Rapid Execution. Proven Performance.

Bridge Loans

A Modern Lending Solution

Here’s What Our Borrowers Are Saying

A Proven San Diego Hard Money Lender, Lending Nationwide

Lending Process

Understanding Our Borrowers

Broker Referral Program

What We Fund

Commercial

Residential

Rehab / Fix & Flip

Where We Lend

San Diego

Los Angeles

San Francisco

Nationwide

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Over $400 Million in Loans Funded

Ukiah, CA

Los Angeles, CA

SANTA ANA, SAN DIEGO, PHOENIX, LAS VEGAS

Bonita, CA

Submit a loan application

Your Dependable Source for
Bridge Loans