Your Dependable Source for
Bridge Loans

Rapid Execution. Proven Performance.

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A direct portfolio lender for commercial and residential real estate in California and nationwide

Bridge Loans

A Modern Lending Solution

Wilshire Quinn, headquartered in San Diego, California, is a portfolio bridge lender that provides rapid and reliable funding for borrowers who cannot risk potential delays associated with traditional banks and lending institutions.

Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. In 2011, the firm launched the Wilshire Quinn Income Fund LLC, a portfolio lender that originates bridge loans secured by real estate located in California and nationwide. Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast funding for our borrowers and consistent returns for our investors.

Wilshire Quinn’s successful track record is closely linked to our disciplined underwriting approach. Our emphasis on in-house loan origination allows for a faster, more streamlined lending process. Wilshire Quinn has grown to become one of the premier bridge lenders in California.

Our customer base is fairly diverse; borrowers range from corporations looking for rehab financing, to individuals who are looking to purchase or refinance an investment property. Please click on the following to links to explore our lending parameters or submit a loan request.

Lending Process

At Wilshire Quinn, we control the lending process, which means fast answers and quick closings.
Whether it’s a purchase, refinance, cash-out, or renovation loan, our lending platform is transparent and fast.
For more information and to speak with a representative, click the button below.

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Understanding Our Borrowers

We are a direct portfolio lender; we are not a loan broker. We know that time is of the essence for borrowers who may be seeking a bridge loan or private money loan. Wilshire Quinn will work with you to fund your loan in a matter of days, not months like traditional lenders.

We have built a long and successful track record for funding loans quickly without the headache. Our systematic underwriting approach and customer-first mentality allows our borrowers to move forward on their real estate transactions with confidence.

Wilshire Quinn partners with borrowers, mortgage brokers, and traditional lenders to provide a simple funding source for commercial and non-owner occupied residential properties.

Private Money Lender California
Private Money Lender California

Broker Referral Program

We are a private money lender headquartered in San Diego, California. We typically fund loans for our clients in five to seven days. This quick turnaround stems from our ability to make immediate lending decisions and originate loans in-house, resulting in a highly efficient underwriting process.

We fund a variety of bridge loans such as: Refinance, purchase, multiple property, rehab, 1031 exchange, partnership buyout, and more. We originate bridge loans ranging from $200,000 – $20,000,000.  Wilshire Quin works with commercial and residential buyers nationwide. Brokers feel confident knowing they will close more loans faster when they work with Wilshire Quinn.

Broker Referral

What We Fund

Commercial

  • Office

  • Mixed-use

  • Industrial

  • Retail

  • Special use: car wash,

    mobile home park,

    parking lot,

    gas station

Residential

  • Single Family Residence (non-owner-occupied)

  • Condominium / Apartment

  • Duplex, Triplex, Quadraplex

Rehab / Fix & Flip

  • Complete Rehab

  • Remodel

  • Buy and Hold

Here’s What Our Borrowers Are Saying

A Proven San Diego Hard Money Lender, Lending Nationwide

We just had a great experience working with Wilshire Quinn on a recent transaction. Our team, led by Matt, was professional, communicative, transparent, and fast -- they funded our loan in 5 days, exactly what we needed. They offered very competitive terms, and excellent customer service throughout the process. Highly recommended!
Dan Fineman
Dan Fineman
19:01 10 Feb 22
It was a pleasure working with the Wilshire Quinn Capital team. The loan process was easy and smooth from start to finish. Clear communication and more importantly, they executed exactly how they set the initial expectation. Wonderful job all the way around.
Garrett Garner
Garrett Garner
23:30 13 Dec 21
Chris Garcia and Emily Mesetz were great to work with. They were always quick to respond and had excellent follow-up.
Andrea King
Andrea King
23:32 11 Nov 21
Refi for a hotel in a global pandemic, was a unique challenge, Matt and the team at Wiltshire Quinn Capital stepped up. The story of the PattersonInn.com continues.
Chris Chiari
Chris Chiari
17:21 08 Oct 21
I could not be happier with the professionalism and efficiency of Matthew Mielke at Wilshire Quinn Capital. He helped get a unique deal to the finish line. There was clarity and consistency from start to finish.
Trey Sublette
Trey Sublette
17:57 07 Oct 21
Matt and Jeremy at Wilshire got the deal done when others turned my client down. Professional, quick and offered great terms for my client. I highly recommend running your next deal by them.
Mathieu Pollenz
Mathieu Pollenz
18:33 09 Jul 21
Wilshire Quinn came through when other lenders couldn't. They were extremely responsive and turned everything around very quickly. Loan terms were very reasonable for a short-term bridge loan.
David Marcin
David Marcin
01:08 22 May 21
i love the way the speed of closing went
elliot moore
elliot moore
16:17 06 Apr 21
I love this company! They are fast, easy, but most off all, they fund when they produce a Letter of Intent. Thank you "team close quick'!
Timothy Thomas
Timothy Thomas
16:24 16 Mar 21
Working with the Wilshire Quinn Capital staff was easy and efficient. They gave us a precise checklist to follow and answered all our questions. We spoke with several lenders, but they were the ones that followed up - before, during, and after. As a result of their loan, we were about to take advantage a good real estate opportunity that otherwise would have us passed by.
lynn smith
lynn smith
22:34 11 Jan 21
My experience of dealing with Wilshire Quinn Capital has been nothing short of excellent service and top notch talent . My loan was funded on time
Frank Meram
Frank Meram
17:03 10 Dec 20
It was great working with Wilshire Quinn Capital in San Diego. Their team is professional and hardworking. I had a a wonderful experience working with them and would work with them in the future!
Kate Swann
Kate Swann
17:00 10 Dec 20
Wilshire Quinn was great to work with, from start to finish everything was seamless! Would highly recommend.
Donald Kaminski
Donald Kaminski
01:08 10 Dec 20
We had an excellent time communicating with the principals at Wilshire Quinn and performed as we wished and exceeded all expectations. Chris and his team were professional from the start and we will look forward to doing business with them again.
James E. Levin
James E. Levin
01:14 03 Dec 20
Had a client who's successful business was impacted by Covid19...as such, income had been negatively affected, and our normal A-paper borrower was in a pinch to qualify for property purchase.Wilshire Quinn came to the rescue, and helped us close the loan on time and with minimal hassle.Our rep Matt was very helpful; answered and/all questions without hesitation, and never made us feel stupid for asking and clarifying things we didn't understand, or that needed more information.Wilshire Quinn helped us out and I would be happy to recommend their services to a friend in need of hard-money and limited other options.
Jon Engelhardt
Jon Engelhardt
21:45 11 Nov 20
Very easy to work with as a mortgage broker. Protects their clients.
Luke R. Johnson
Luke R. Johnson
20:19 05 Nov 20
Wilshire Quinn Capital, Inc. is definitely great at their follow-up. Always pro-active trying to get deals done!
Alicia Gandy
Alicia Gandy
18:18 15 Oct 20
I was very happy with Wilshire Quinn Capital. The company was a great hard money lender. Communication was clear, responsiveness was quick and the process was very straightforward. They funded my loan quickly and I truly appreciate it.
Elena Vizvary
Elena Vizvary
22:36 16 Sep 20
I can thank these guys enough. My friend was in a tight spot and with the help of Dan Goldberg she was able to get a loan to help her reunite with her children. Thanks so much guys!
Doug Whalen
Doug Whalen
19:55 02 Sep 20
Working w Wilshire Quinn almost feels like a privilegeHaving worked in the real estate industry for over 20 years I can honestly say these folks have a very prudent investment model and they will work with you on both sides of a transaction like partnersBe you investing with them or borrowing money from them, their ethics and integrity are second to noneIn almost 10 years of working on both sides of a transaction I have never had a bad conversation or have ever been treated with anything--but professionalism, and prompt, expedient, highly competent serviceYes there are many other games in town, but I've chosen to put all of my proverbial real estate eggs in this company's basket with full confidenceHaving dealt with many other similar business models over the last 20 years, I do you honestly believe they're the best program in town, if not southern CaliforniaI've dealt exclusively with Chris Garcia and Anna Janiec and as though I hate to call out people's names and reviews, both of them operate in a way that is worth mentioning for anyone else considering doing business in this categoryDom DiLuigiSilver State Equity, LLC
Dom Diluigi
Dom Diluigi
18:47 18 Mar 20
Brenda PinedaR
Brenda PinedaR
00:12 01 Mar 20
Wilshire Quinn is a great hard money lender that funded our loan quickly. Very reliable and delivered 100%
Bill Janis
Bill Janis
21:46 03 Oct 19
I have worked with Wilshire Quinn for several years. Chris Garcia and his staff have always handled my investments with amazing professionalism and with the utmost personal care. I highly recommend utilizing their agency and their services,
Debra Ryder
Debra Ryder
16:59 21 Aug 19
I have invested with Wilshire Quinn for many years. They have always made their projections. They have always promptly promptly to all my questions. They are great to work with.
Vicki Sussman
Vicki Sussman
22:30 02 Jun 19
Wilshire Quinn has been a lending agency I, We, have utilized for the past 5+ years. The integrity of the entire company is professional, and the process of each phase of the lending is complementary to all parties involved. I highly recommend their services; small or in large lending capacity.
HBGS Treasurer
HBGS Treasurer
22:10 28 May 19
I was introduced to Wilshire Quinn by a very close friend of mine when we worked together a few years back. I have since retired and invested with WQ and the experience has been great. Immediate and accurate information is readily available with a phone call. WQ is big enough to have a significant market impact but small enough for communicating on a first name basis. I would recommend considering WQ without hesitation for safe and consistent returns.
Phil Stanton
Phil Stanton
18:42 20 May 19
It was a pleasure to work with Wilshire Quinn Capital, Inc. They are highly professional, knowledgeable, responsive and quick to return calls. I was most impressed with the turnaround and how quickly and conveniently the escrow check was disbursed. This is my second time working with Wilshire Quinn on mortgage financing and have never been disappointed. I will recommend Wilshire Quinn to every person I know who is in need of financing.
RishiRia Barkataki
RishiRia Barkataki
22:08 13 May 19
Wilshire Quinn is great. Great staff and very transparent and honest. I am very pleased what what they have done for me thus far.
Sam Godkin
Sam Godkin
18:54 13 May 19
My husband and I had worked with two investment firms prior to being introduced to WQ. We were overly insured and miss advised on the notion of “good debt”. WQ gave us excellent advice that has helped us plan for both our and our children’s future. When we need help obtaining investment information they are readily available providing outstanding local and personal service. Their income fund has performed very well and we couldn’t be happier.
Elizabeth Girard
Elizabeth Girard
03:14 10 May 19
Working with Wilshire Quinn has been a real pleasure --- professional, transparent, & quick to respond with questions or concerns --- Highly recommend their services!!!
James Smith
James Smith
21:49 09 May 19
Wilshire Quinn is easy to work with, always accessible, always on top of it. Overall great experience
George Saunders
George Saunders
20:24 09 May 19
Wilshire Quinn Capital funded my unique loan in a timely manner and with the upmost of professionalism. Their experience helped guide me through the process.
Nelson Genteel
Nelson Genteel
23:30 07 May 19
Wilshire Quinn is professional, transparent, and prompt. I've recommended its services to multiple friends and family members and all have experienced the same excellent results and services.
Crawford Coates
Crawford Coates
19:35 07 May 19
Have been a Broker in CA since 1980 and have enjoyed working with Chris and his staff for many years,
Louis Steinberg
Louis Steinberg
17:11 07 May 19
Wilshire Quinn Capital works for individual investors seeking consistent returns on their capital; as well as investors , builders or homeowners seeking bridge loans to expand their businesses and improve their real estate investments. Always on time and ready, willing and able to serve their customers, Wilshire Quinn prioritizes customer service.In a nutshell, Wilshire Quinn is a one stop shop for great returns, and most efficient and reliable approach to obtaining a hard money bridge loan. I wouldn't consider going anywhere else.
Kip Lee
Kip Lee
20:05 06 May 19
We have trusted Wilshire Quinn with our investing since the inception of the company and have never been disappointed. The care and professionalism they put into every transaction instills confidence and trust. We highly recommend this company.
Gene Kapetan
Gene Kapetan
18:17 06 May 19
Wilshire Quinn has a great team of experts that always move quickly on my transactions. I would recommend them highly to anyone looking to get top-notch financing quickly and without hassle.
Justin Mecklenborg
Justin Mecklenborg
16:19 06 May 19
Wilshire Quinn gave me a competitive quote and followed up with a quick, hassle-free escrow and closing. I am happy with their service and would recommend them to friends and business associates.
Ron Gerber
Ron Gerber
17:44 04 May 19
Working with them is easy and efficient. I enjoy the process and the ease of everything. I would recommend trying them for your needs.
joseph phelan
joseph phelan
22:32 03 May 19
Great hard money lender.
Patrick Wight
Patrick Wight
21:11 03 May 19
Ryan Kuhr
Ryan Kuhr
21:05 03 May 19
Wilshire Quinn Capital has provided exceptional service. Highly recommend.
Greg Salas
Greg Salas
19:45 03 May 19
The Wilshire Quinn team did an excellent job in a short time frame. I feel their rates and ‘products’ are competitive. Where I feel they distance themselves from the competitors is their commitment to customer satisfaction. Every project has challenges and they are dedicated to working with their clients to ensure satisfaction, which is not commonplace in the market these days.
242 Baldwin
242 Baldwin
22:00 02 May 19
Great team to work with! Very efficient process which allowed us to meet a fast approaching refinance deadline with time to spare. I would highly recommend working with them.
Ankur Patel
Ankur Patel
01:45 05 Mar 19
Matthew and his team are the most professional efficient team I have ever worked with in all my 25 years in Finance they took a very tough loan and converted it into $400,000 in working capitol in less than 2 weeks the level of service was unmatched Matthew Mielke is an absolute rock star to deal with if he tells you he will call you at 3 the call happens at 2:30 thank you Matthew for all your help!Jason Roberts
Jason Roberts
Jason Roberts
22:42 31 May 18
This is a superb company to do business with.The customer service is always fast and accurate and gets the job done..When we needed help we had it in record time (three different times) to solve our financial needs...We can't say enough good things about doing business with Wilshire Quinn. Marvin and Arde Harris
Arde Harris
Arde Harris
16:16 17 May 18
A couple of years ago Chris Garcia and the team at Wilshire Quinn Capital were introduced to me through a good friend and business partner who has known Chris for many years. WQ has twice since then provided the ideal funding for my projects. They keep it simple. The deal terms, loan docs, appraisals and everything involved in the closing were clear, easy and fast. No headaches. The deals were fair. There have been no fine print surprises. They were prompt, clear in communications, flexible and friendly. They were patient through delays caused by me and others. I would highly recommend Wilshire Quinn to anyone.
Robert Noble
Robert Noble
19:15 16 May 18
Wilshire Quinn was extremely professional and they have the staff to make sure all issues are addressed quickly.
I’ve dealt with them for 3 years and I’ve always had a great experience. No one should have any reservations about working with them.
arnie rissman
arnie rissman
21:36 15 May 18
yaron shalomoff
yaron shalomoff
18:41 29 Mar 18
Justin Hakimian
Justin Hakimian
15:15 29 Mar 18
Scott Linkaga
Scott Linkaga
14:22 29 Mar 18
Extraordinarily helpful ; Professional and a pleasure to work with
Steven Goldberg
Steven Goldberg
03:37 29 Mar 18
Professional Helpful Prompt and Courteous
carol goldberg
carol goldberg
03:13 29 Mar 18
Whether you are investing in secure first trust deed notes or need a hard money loan from a respected private lender, I recommend Wilshire Quinn.
Kris Pattison
Kris Pattison
18:07 28 Mar 18
Stacey Goldberg
Stacey Goldberg
19:49 27 Mar 18
I'm not one to typically write reviews but I was so impressed with Wilshire Quinn Capital's service I felt it needed to be shared. I'm a mortgage broker and I recently referred a client to Wilshire Quinn who didn't qualify for any of our programs and needed to fund quickly on a house. I spoke with Matt Mielke and he was not only able to provide a great loan for the client but funded it with time to spare! The client thanked me for connecting him with Matt and as that was the only way he could finance his dream home. It was nice to be able to refer a hard money lender that did what he said he was going to do. I highly recommend Wilshire Quinn Capital for any hard money lending.
Travis Smith
Travis Smith
20:45 21 Mar 18
Team is great to work with, very happy with my investment decision!
Zach Goldberg
Zach Goldberg
20:38 21 Mar 18
The best!! They are trustworthy and professional. I highly recommend!!
Dan Fulkerson
Dan Fulkerson
23:26 19 Mar 18
Mike Hussey
Mike Hussey
04:11 18 Jul 17
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Where We Lend

Wilshire Quinn is a nationwide private money lender with offices in San Diego, Los Angeles and San Francisco.
We finance bridge loans from coast to coast for commercial and residential real estate.

San Diego

Wilshire Quinn, an established San Diego hard money lender, is headquartered in downtown San Diego, where we have helped borrowers and brokers secure reliable financing solutions for a wide variety of real estate transactions. From multifamily to industrial properties, there is no shortage of investment opportunities in this city’s booming coastal market.

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Los Angeles

Wilshire Quinn began in the L.A. area and opened its first office on Wilshire Boulevard in 2004. Since our inception, we have cultivated numerous relationships with a wide array of local business professionals and earned a reputation as a trusted lender across the county. We have a long history as a Los Angeles hard money lender and continue to finance bridge loans in the area.

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San Francisco

Our Northern California office resides in San Francisco, the fourth-most populous city in the state and 13th-most populous in the nation. We continue to be a reliable San Francisco hard money lender and source of financing for investments in neighboring Silicon Valley and throughout the Bay Area.

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Nationwide

While our main offices span the California coast, Wilshire Quinn finances real estate investments nationwide. We typically fund loans in metropolitan areas, with amounts ranging from $200,000 to $20 million. If you are looking to finance a residential or commercial real estate investment quickly, fill out a loan application. We typically fund bridge loans within five to seven days.

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Over $300 Million in Loans Funded

Hard Money Lenders nationwide
Ukiah, CA

Loan Amount: $6,575,000
Loan Type: Purchase
Property Type: Self Storage
Loan-To-Value: 61%
Term: 12 Months

Hard Money Loans
Los Angeles, CA

Loan Amount: $10,675,000
Loan Type:  Refinance
Property Type: Parking Structure/Retail
Loan-To-Value: 52%
Term: 12 Months

Hard Money Loans
SANTA ANA, SAN DIEGO, PHOENIX, LAS VEGAS

Loan Amount: $15,575,000
Loan Type:  Blanket Construction
Property Type: Industrial
Loan-To-Value: 62%
Term: 12 Months

Hard Money Lenders nationwide
Bonita, CA

Loan Amount: $3,450,000
Loan Type:  Purchase
Property Type: Office
Loan-To-Value: 61%
Term: 18 Months

Submit a loan application

Financing private money loans from $200,000 – $20,000,000.
Commercial and residential real estate

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