Need A
Bridge Loan For
Real Estate?

Bankruptcy, Foreclosure Prevention, Probate, and 1031 Exchange Funding

  • A nationwide Direct Lender, not a broker
  • Pre-approval in 24 hours
  • Typical funding times in 5-7 days
  • Loan amounts up to $10,000,000
  • Foreign Nationals OK

Purchase | Refinance | Cash-Out | Rehab

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Loan Rates

Get started by completing the form below and an associate will reach out to get your loan details

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Lending Parameters

CLOSING TIME Typically 5-7 days
LOAN SIZE $200,000 to $10,000,000
LTV Up to 60% LTV and 60% of ARV for rehab loans, not to exceed 90% of the purchase price
LIEN POSITION First Trust Deeds Only
LOAN TERM 3-24 months
INTEREST RATES 8.5% – 11%
AMORTIZATION Interest only payments
ORIGINATION FEES 1-5 points based on location and property, LTV, credit worthiness of the borrower, loan amount and term
LENDING AREAS Nationwide, in metropolitan and coastal areas

Property Types

  • Multifamily

  • Single Family Investment Properties

  • Condominiums
  • Retail Centers

  • Office Buildings

  • Industrial & Warehouse

  • Hotels & Motels

  • Healthcare & Assisted Living Facilities

  • Special Purpose & Mixed Use

  • Parking Garages & Lots

  • Mobile Home Parks

  • Gas Stations

  • Land

Our Lending Program:

  • Funding in 5-7 days

  • Loan Amounts from $200,000 to $10,000,000

  • Loan-To-Value: 60%

  • Commercial & Residential Real Estate Nationwide

  • Purchase, Refinance, Rehab, Cashout Refinance, Fix-n-flip, Blanket Loans

  • Foreign Nationals OK

  • Loan Term: 3 – 24 months

Recently Funded Hard Money Loan Transactions

San Diego hard money lender - private money lender
El Monte, CA

Loan Amount: $4,750,000
Loan Type:  Refinance
Property Type:  Industrial
Loan-To-Value: 60%
Term: 12 Months

hard-money-loan-losangeles-deal-3.16.18
Sacramento, CA

Loan Amount: $5,000,000
Loan Type:  Blanket Cash-Out Refinance
Property Type: Commercial Office & Industrial Warehouse
Loan-To-Value: 49%
Term: 24 Months

los angeles hard money lender santa monica deal
Oakland, CA

Loan Amount: $400,000
Loan Type:  Cash-Out Refinance
Property Type: Multi-Family
Loan-To-Value: 50%
Term: 12 Months

Know Our Borrowers!

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F.A.Q’s – Bridge Loans

After receiving a signed term sheet, Wilshire Quinn typically funds a loan in five to seven business days.

Wilshire Quinn will consider a wide variety of property types including: office, retail centers, industrial, hotels, parking lots/structures, condo inventory, entitled land, multifamily properties, non-owner-occupied single-family homes, vacation homes and rentals, primer loans and bridge loans.

We will consider a wide variety of loan types including: purchase, refinance, cash-out refinance, partnership buyouts, rehabs, 1031 exchanges and value-added acquisitions.

You can either complete our online loan application, email or call us. We would prefer to talk through your loan scenario directly, as we can determine in a matter of minutes, once we have a few simple questions answered, if we have interest.

Most of our portfolio is in California but we do have the ability to lend nationwide. We strongly prefer to lend in major-metropolitan areas.

A bridge loan is a real estate backed loan where a borrower receives funds secured by equity in their property (or properties). Bridge lenders like Wilshire Quinn are mainly focused on the equity in the property as opposed to borrower credit and financials. Bridge loans are typically short term ranging from 6 months up to 2 years.

Bridge lenders like Wilshire Quinn primarily focus on a property’s equity in the property to secure the loan. The borrower’s credit is considered, but is not a primary determinant in the underwriting process.

Our interest rates typically range from 8.5% to 10.5%, interest-only. Lender origination points typically range from 1% to 5% of the loan amount. The borrower pays for standard closing costs (title, escrow, legal).

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