Hard Money Lenders
in Washington
Wilshire Quinn is a Hard Money Lender in Washington financing commercial & residential real estate up to $10M. As a direct hard money lender, we are able to pre-approve our borrowers in 24 hours and fund a loan in about 5 days. Whether it be a purchase, refinance, cash-out, or rehab loan, you can count on Wilshire Quinn to fund your loan quickly.
619.872.6000 | loans@wilshirequinn.com
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Our Lending Program:
Funding in 5-7 days
Loan Amounts from $200,000 to $10,000,000
Commercial & Residential Real Estate Nationwide
Purchase, Refinance, Rehab, Cashout Refinance, Fix-n-flip, Blanket Loans
Foreign Nationals OK
Loan Term: 3 – 24 months
We specialize in many property types including:
Multifamily
Single Family Investment Properties
Retail shopping centers
Office Buildings
Warehouse & Industrial
Special Use: Assisted Living Facilities, Parking Garage/Lots, Mobile Home Parks & more
Advantages of a Hard Money Loan
Whether you are looking to secure financing for a purchase, refinance, cash out, or a multiple property loan; here are some advantages to using a bridge loan also known as a hard money loan.
- Speed / Closing Time: Qualifying and being approved for a hard money loan is a faster process than applying for a traditional loan or an equity loan. Wilshire Quinn typically funds hard money loans in 5-7 days.
- Credit score not a major factor: Asset based lending means we base our loan amounts on the value of real estate, such as an investment property, multifamily building, or commercial building, rather than strictly on your credit score and debt to income levels.
- Opportunities: Having a bridge loan allows you to secure opportunities that you might otherwise miss out on in the housing market. Showing a seller you have been pre-approved by a private money lending institution can help you win an offer. Read more about this here: Using private money lending to win real estate bidding wars.

Looking for hard money lenders in Washington? Chat with us online to discuss your loan or call us at 619-872-6000.
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F.A.Q’s
A hard money loan is a real estate-backed loan where a borrower receives funds secured by equity in their property (or properties). Hard money lenders like Wilshire Quinn are mainly focused on the equity in the property as opposed to borrower credit and financials. Hard money loans are typically short-term ranging from six months up to two years.
Hard money lenders like Wilshire Quinn primarily focus on a property’s equity to secure the loan. The borrower’s credit is considered, but is not a primary determinant in the underwriting process.
After receiving a signed term sheet, Wilshire Quinn typically funds a loan in five to seven business days.
Wilshire Quinn will consider a wide variety of property types including: office, retail centers, industrial, hotels, parking lots/structures, condo inventory, multifamily properties, non-owner-occupied single-family homes, vacation homes and rentals, primer loans and bridge loans.
We will consider a wide variety of loan types including: purchase, refinance, cash-out refinance, partnership buyouts, rehabs, 1031 exchanges and value-added acquisitions.
You can either complete our online loan application, email or call us. We would prefer to talk through your loan scenario directly, as we can determine in a matter of minutes, once we have a few simple questions answered, if we have interest.
Our interest rates typically range from 9% to 12%, interest-only. Lender origination points typically range from 1% to 5% of the loan amount. The borrower pays for standard closing costs (title, escrow, legal).
Most of our portfolio is in California but we do have the ability to lend nationwide. We strongly prefer to lend in major-metropolitan areas.
Customer Service
At Wilshire Quinn you’ll get the friendly guidance you need to help you through the hard money loan process. We’ll make sure the loan terms work for you and for your project or we won’t fund the loan. Submit a loan scenario today to quickly hear back from one of our representatives.