TRUST DEED
TRUST DEED
INVESTMENT FUND
Lender San Diego
Wilshire Quinn Capital, Inc. offers trust deed investment funds designed to provide investors with stable, passive income backed by real estate collateral. With fast-moving, short-term lending opportunities and conservative underwriting, investors can benefit from attractive returns while reducing risk through asset-backed security.
Wilshire Quinn Capital, Inc. offers trust deed investment funds designed to provide investors with stable, passive income backed by real estate collateral. With fast-moving, short-term lending opportunities and conservative underwriting, investors can benefit from attractive returns while reducing risk through asset-backed security.
Get the TRUST DEED
Overview TODAY!
OVERVIEW Today!
Get started by completing the form below and an associate will reach out to get your loan details.
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619-872-6000
WHY INVEST IN
HARD MONEY
Trust Deeds?
Build Passive Income With Trust Deed Investments
Lender
If you’re looking for a smarter way to grow your wealth, trust deed investing offers the opportunity to earn consistent returns while investing in real estate-backed loans. Unlike the volatility of the stock market or the demands of rental property ownership, trust deed investments provide a more predictable and hands-off way to generate income.
Property Types
- Multi-family
- Single-family Investment Properties
- Condominiums
- Retail Centers
- Office Buildings
- Industrial & Warehouse
- Hotels & Motels
- Healthcare & Assisted Living Facilities
- Special Purpose & Mixed Use
- Parking Garages & Lots
- Gas Stations
As Arizona’s top-rated hard money lender, we pride ourselves on quick, flexible financing solutions tailored for real estate investors. With unmatched expertise and commitment, we transform visions into realities. Trust, transparency, and speed define our services, ensuring every client achieves their property goals with the support of Arizona’s best in alternative lending. Your success is our business.
Property Types
- Multi-family
- Single-family Investment Properties
- Condominiums
- Retail Centers
- Office Buildings
- Industrial & Warehouse
- Hotels & Motels
- Healthcare & Assisted Living Facilities
- Special Purpose & Mixed Use
- Parking Garages & Lots
- Gas Stations
Lending Parameters
| CLOSING TIME | Typically 5 to 7 days |
| LOAN SIZE | $500,000 – $20,000,000 |
| LTV | Up to 60% LTV and 60% of ARV for rehab loans, not to exceed 80% of the purchase price |
| LIEN POSITION | First Trust Deeds Only |
| LOAN TERM | 6-18 months |
| INTEREST RATES | 9% – 12% |
| AMORTIZATION | Interest-only payments |
| ORIGINATION FEES | 1 to 5 points based on location and property, LTV, credit worthiness of the borrower, loan amount and term |
| LENDING AREAS | Nationwide, primarily in metropolitan and coastal areas |
Over 80 Five Star Reviews!
5-STAR RATED
OVER $600 MILLION IN LOANS FUNDED
5-STAR RATED
OVER $600 MILLION IN LOANS FUNDED
Property Types
Loan Programs
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Benefits of Investing With Wilshire Quinn Capital
WHY CHOOSE US?
We have 25 years of experience and customer satisfaction with:
We have 25 years of experience and customer satisfaction with:
Asset-Backed Protection
One of the biggest advantages of trust deed investments is the built-in collateral. Each loan is secured by real property through a recorded deed of trust, often in a senior lien position. This structure helps protect investor capital by tying the investment to a physical asset.
Our turnaround times from application submission to getting funds in your possession are faster than anyone else! It’s our top priority. Business purpose loans can even be processed in as little as 24 hours!
Higher Return Potential
Compared to many traditional fixed-income products, trust deeds can provide stronger earning opportunities. Because these loans are privately funded and often structured for short durations, they may offer premium interest rates.
Asset-Backed Protection
One of the biggest advantages of trust deed investments is the built-in collateral. Each loan is secured by real property through a recorded deed of trust, often in a senior lien position. This structure helps protect investor capital by tying the investment to a physical asset.
Higher Return Potential
Compared to many traditional fixed-income products, trust deeds can provide stronger earning opportunities. Because these loans are privately funded and often structured for short durations, they may offer premium interest rates.
Our turnaround times from application submission to getting funds in your possession are faster than anyone else! It’s our top priority. Business purpose loans can even be processed in as little as 24 hours!
We Lend Like a Bank, But Faster and More Reliable
Whether you are looking to secure financing for a purchase, refinance, or cash-out refinance, here are some advantages to using a hard money loan
- We lend quickly to borrowers who have substantial equity in their investment properties.
- We require significant equity in all the properties we lend on.
- Our rapid funding time allows us to charge higher interest rates to borrowers who need capital quickly.
- We only hold First Trust Deed loans in our portfolio.
- All loans are secured by real estate in a 1st lien position.
Advantages of a Hard Money Loan
Highest Rated Alternative Lending Expert in AZ
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Rapid Execution.
Proven Performance.
We can fund hard money loans in 5-7 days
Rapid Execution.
Proven Performance.
What Is A Trust Deed Investment Firm?
Banks have long been known for funding real estate loans and earning interest on the capital they lend, but they are not the only source of financing. Private money lenders, often referred to as hard money lenders, also provide real estate loans using capital from individual investors rather than customer deposits or institutional credit lines. This creates an opportunity for investors to participate directly in real estate lending by selecting loan opportunities that fit their investment goals, while benefiting from real estate-backed security and attractive returns.
At Wilshire Quinn Capital, we manage the entire lending process from start to finish. Our team handles underwriting, due diligence, funding coordination, escrow, loan servicing, and ongoing management throughout the life of the loan. This allows investors to earn passive income through trust deed investments without the challenges of property ownership or active management, all while having the confidence that experienced professionals are overseeing every detail.
What Is Hard Money?
Hard money loans are extremely unique in that they use real estate as an asset with slightly higher interest rates. They do not rely on one’s credit history, and they typically come from private parties instead of traditional lenders like banks.
If you are familiar with bridge loans for commercial or investment properties, you already know something about hard money loans. Hard money loans can be used for residential properties, however, too!
Top Rated Private Money Lender
Hard Money Loan Process: How It Works
01.
100+ Google Reviews
Serving investors with proven trust and experience since 2009.
02.
Trust and Reputation
Built on trust, proven results, and decades of experience serving investors with integrity.
03.
Market Knowledge
Real estate-backed trust deed investments delivering steady returns, passive income, and aligned capital.
04.
Alignment
Our principals have invested $15+ million of their own capital, aligning directly with our investors.

