Searching for Passive Income?
Minimize risk and earn monthly passive income by investing in a diversified portfolio of First Trust Deed loans.
Become an Investor
Get more information on current investment opportunities with the Wilshire Quinn Income Fund
PROVEN TRACK RECORD
Wilshire Quinn Income Fund has returned 92.13% to investors since its’ inception in September of 2011.
MODEL OF CONSISTENCY
The Fund has made interest distributions to investors for 140 consecutive months.
Your investment is secured across a portfolio of First Trust Deeds. Our team underwrites, originates and services each loan, while you receive monthly passive income.
Since 2011, our investors have earned passive income investing in a portfolio of First Trust Deeds.
Our Track Record Will Impress You
For more information about the Wilshire Quinn Income Fund and how to receive monthly passive income, please click below:
Benefits of Investing in the Wilshire Quinn Income Fund
Impeccable Track Record
Since the Fund’s inception in September of 2011, the Fund has returned 91.51% (net of fees and non-compounded) and has never missed a monthly interest distribution payment to investors.
40% Equity Cushion Target
Our targeted loan-to-value ratio is 60% or less, meaning we attempt to fund loans on properties that have 40% equity.
1st Lien Position Only
The Fund only maintains loans in its’ portfolio that are in first lien position. This allows us more control and security over the properties we lend on.
Retirement Account Eligibility
Investors may invest in the Fund through eligible retirement accounts such as an IRA, 401K, or Defined Benefit Plan.
Focus Lending Areas: Metropolitan & Coastal
The Fund focuses on properties located within major metropolitan and coastal areas. Property values in major metropolitan and coastal areas historically have demonstrated less price volatility and downside risk compared to properties located in remote and rural areas.
Annual Audit & Portfolio Transparency
Investors are given continuous access to view our open and closed loan portfolio, annual audits, performance reports, and other due-diligence documents.
Low Correlation to Other Asset Classes
The Fund’s low correlation to other asset classes, such as stocks and bonds, may provide for diversification in your portfolio.
A Deep Network of Loan Sources
Our management team has developed an extensive network of mortgage brokers, realtors, real estate attorneys, and other finance & real estate professionals that utilize our funding. Our substantial industry contacts creates a consistent and robust source of loan submissions for the Fund.
Advantages of Investing in our Fund vs Individual Notes
Our experienced team handles loan screening, underwriting, closing, and servicing while investors collect monthly interest payments.
Consistent Cash Flow
Unlike individual note investing, investing in a portfolio of notes helps mitigate prepayment and reinvestment risk.
Lower Risk through Diversification
The Fund loans on a variety of property types including multifamily, office, retail, mixed-use, industrial, and SFR investment properties.
Experienced Team of Service Providers
Our strong and experienced team of service providers adds an extra layer of security and oversight to the Fund.
We Lend Like a Bank, But Faster and More Reliable
We lend quickly to borrowers who have substantial equity in their investment properties.
We require at least 40% equity in the properties we lend on.
Our rapid funding time allows us to charge higher interest rates to borrowers who need capital quickly.
We only hold First Trust Deed loans in our portfolio.
All loans are secured by real estate in a 1st lien position.
Interested in earning monthly passive income? Give us a call at 619-872-6000 or click here to request more information.
The information contained herein of the Wilshire Quinn Income Fund, LLC, a California limited liability company (the “Fund”) and any appendices or exhibits (the “Presentation”) have been prepared by Wilshire Quinn Capital, Inc. (the “Manager”) for information purposes only. This Presentation is confidential and for its intended audience only. Recipients of this Presentation may not reproduce, redistribute or pass on, in whole or in part, in writing or orally or in any other way or form, this Presentation or any of the information set out herein. This Presentation does not constitute an offer to sell or a solicitation of an offer to purchase limited partnership interests in any security. Any prospective investor is advised to carefully review all of the private placement memorandum, operating agreement and subscription documents (“Offering Documents”) and to consult their legal, financial and tax advisors prior to considering any investment in the Fund. The materials contained in this Presentation contain a summary and overview of the Fund. This Presentation does not purport to be complete and is superseded in its entirety by the information contained in the Offering Documents. The investment objectives and methods summarized in the Presentation represent the Fund’s current intentions. Nevertheless, depending on conditions and trends in the real estate markets and the economy in general, the Fund may pursue other objectives or employ other techniques that it considers appropriate and in the best interest of the Fund. Past performance is not indicative of future returns or Fund results. Individual investment performance, examples provided and/or case studies are not indicative of overall returns of the Fund. There is also risk that investors in the Fund may not receive distributions or that distributions will not grow over time. In addition, there can be no guarantee of deal flow in the future. Some of the statements in this Presentation, including those using words such as “targets,” “believes,” “expects,” “intends,” “estimates,” “projects,” “predicts,” “anticipates,” “plans,” “pro forma,” and “seeks” and other comparable or similar terms are forward-looking statements. Forward looking statements are not statements of historical fact and reflect the Manager’s views and assumptions as of the date of the Presentation regarding future events and performance. All forward looking statements address matters that involve risks and uncertainties. Accordingly, there are important factors that could cause the Fund’s actual results to differ materially from those indicated in these statements. The Fund believes that these factors include, but are not limited to, those described in the “Risk Factors” section of the Fund’s confidential private placement memorandum.
Loans are made or arranged by the Fund pursuant to California Finance Lenders Law license #603J060. All loan to value ratios (as defined in the Memorandum) for loans in the Fund’s portfolio are based on appraisals and/or valuations completed at the time the loan was originally underwritten. Such loan to value ratios may fluctuate due to market conditions. This is a result of fluctuations in the value of the collateral for each loan in the Fund’s portfolio over time.
Prospective investors should make their own investigations and evaluations of the information contained herein. Prior to the issuance of a private offering of interests in the Fund, the Manager of the Fund will give investors the opportunity to ask questions and receive additional information concerning the terms and conditions of such offering and other relevant matters. Each prospective investor should consult its own attorney, business adviser and tax adviser as to legal, business, tax and related matters concerning the information contained herein and such offering.
Investment performance of the Fund for years 2011 through 2021 has been audited. Results for 2022 will be audited in the first quarter of 2023.
Investment in the Fund is available to accredited investors only. Generally an accredited investor in one who has a net worth of at least $1,000,000, excluding the value of one’s primary residence, or has income of at least $200,000 each year for last two years (or $300,000 combined income if married).
AN INVESTMENT IN THE FUND INVOLVES RISK, AND NUMEROUS FACTORS COULD CAUSE THE ACTUAL RESULTS, PERFORMANCE OR ACHIEVEMENTS OF THE FUND TO BE MATERIALLY DIFFERENT FROM ANY FUTURE RESULTS, PERFORMANCE OR ACHIEVEMENTS THAT MAY BE EXPRESSED OR IMPLIED BY STATEMENTS AND INFORMATION IN THIS PRESENTATION. SHOULD ONE OR MORE OF THESE RISKS OR UNCERTAINTIES MATERIALIZE, OR SHOULD UNDERLYING ASSUMPTIONS PROVE INCORRECT, ACTUAL RESULTS MAY VARY MATERIALLY FROM THOSE DESCRIBED IN THIS PRESENTATION.
NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY STATE SECURITIES COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR PASSED UPON THE ADEQUACY OR ACCURACY OF THIS PRESENTATION OR THE OFFERING DOCUMENTS. THE OFFER AND SALE OF SECURITIES BY THE FUND IS MADE IN RELIANCE ON AN EXEMPTION FROM REGISTRATION WITH THE SECURITIES AND EXCHANGE COMMISSION PROVIDED BY SECTION 4(2) OF THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”), AND RULE 506(C) OF REGULATION D AND REGULATION S PROMULGATED THEREUNDER.