Probate Loans &
Inheritance Loans

A probate loan is something you may want to consider if you have recently inherited real estate. Dealing with the loss of a loved one is hard enough. If you are financially dependent on them, it can be even harder. Sometimes probate can drag on for years and can be a complicated process. If you are inheriting real estate, we can provide a short-term form of financing that capitalizes on your real estate value. Wilshire Quinn provides probate loans up to $10M on real estate in California and nationwide. Please contact us to speak with a professional about probate loans and inheritance loans.

Request Probate Loan Rates

Get started by completing the form below and an associate will reach out to get your loan details

To Speak With A Representative
Call (619) 872-6000

Hard Money Lenders (Home) » Probate Loan

What is a probate loan?

A probate loan or sometimes called an estate loan allows you to borrow against real estate you are inheriting but do not have possession of yet. Probate loans are asset based, meaning we base our loan amounts on the value of real estate, such as an investment property, multifamily building, or commercial building, rather than strictly on your credit score and debt to income levels. You may receive funds in a week or two with your estate considered collateral for the loan. Generally probate loans are short term between 6 and 24 months.

Why might I consider a probate loan?

A probate loan can help in certain situations. Probate can be a lengthy process, sometimes lasting 6 months to 3 years. The assets from an estate cannot be distributed to the heirs until after the probate process is completed. A probate loan may allow the heir to borrow against the real estate they have inherited. Here are some benefits of getting a probate loan.

A probate loan is based on the equity in the property – personal credit and income are not a major factor.
Pay creditors, attorney costs and settle the estate rather than coming out of pocket
Keep the tax benefit
Buy out other heirs

– Probate Loan –

Settle Estate Obligations

– Probate loan –

Buyout Other Heirs

– Probate Loan –

Preserve Tax Value

Settling Estate Obligations With A Probate Loan

Probate is often a long process sometimes taking up to 3 years. During the probate process heirs may incur expenses like funeral costs, lawyer fees, settling outstanding debts, mortgage payments, taxes, and repairs to the property. A probate loan may allow the heir of the property to borrow against the equity of the property and pay these expenses without coming out of pocket. This could be a huge stress relief for people while dealing with an already stressful situation.

Buying Out Other Heirs With A Probate Loan

When there are multiple heirs inheriting real estate, it’s common for one party to want to maintain ownership while others want to sell their interests. If the heir who wants to keep the property does not have enough cash to buyout the other parties, then a probate loan may be a good solution. Through a probate loan, the heir can borrow based on the equity in the property to payoff the other parties. Hard money lenders like Wilshire Quinn offer fast funding for these types of loans.

Preserving Tax Value Of Property

When real estate is inherited, a common strategy by professional fiduciaries is to prevent a tax reassessment of the home. Many homes in the 1960’s and 1970’s were purchased for much less than current values, and the property taxes are based on the original purchase price. During probate, if the transfer of ownership triggers a property tax reassessment to today’s market value, the increase could be substantially more.
Getting a probate loan to buyout other heirs during probate, rather than after the distribution, may help avoid a tax reassessment. Please consult with your tax professional.

Yukon Gaming Software

Yukon Gold Casino Gaming Software is an innovative and comprehensive tool for online gaming. With its wide selection of games, easy-to-use interface, and secure banking options, it provides a great way to play some of the best casino games on the web. It also offers players 24/7 customer support in case they have any issues or queries. Yukon Gold Casino https://yukon.casinologin.mobi/ online casino games is definitely one of the top choices when it comes to playing online casino games with great rewards and bonuses. Whether you’re looking for slots, table games, video poker or live dealer gaming experiences – Yukon Gold has something that will fit your needs perfectly! So don’t wait – sign up today and start experiencing what Yukon Gold can do for your online gambling adventures!

Need a Probate Loan?

Wilshire Quinn is experienced in working with professional fiduciaries and attorneys for probate financing. We lend on the equity of the inherited real estate rather than your personal credit score and income. We are a direct private money lender allowing us to fund probate loans in a matter of days.

Submit Loan Request

Loan Program

Probate Loans, Estate Loans & Inheritance Loans
Loan Amounts	$200,000 to $10,000,000
Closing Time	Typically 5-10 business days from application
Loan To Value	Up to 60%
Interest Rates	8.5-12% fixed, interest-only
Loan Term	3-24 months

Here’s What Our Borrowers Are Saying

A Proven Probate Loan Lender, Lending Nationwide

Working with Wilshire Quinn was an absolute pleasure from to start to finish. Working as a broker for a client with a vacant building Matt, Chris, and Jeremy were quick to answer all questions, clear in the items they needed and were able to work with us to see a successful completion of the deal. I can’t sing their praises highly enough for the ease at which everything went on what was a tricky deal, and I’m very much looking forward to working with them again in the future. If you’re hesitant for any reason, don’t worry. Wilshire Quinn is a top-notch group filled professional, courteous, and great people.

Justin Ashcraft

17:35 06 Mar 23

Everything was very smooth. Communication was prompt and clear! The only concern was I felt the appraisals were clearly below FMV. Otherwise, I highly recommend Wilshire Quinn

Michael Copley

15:17 02 Mar 23

It was a pleasure working with the Wilshire Quinn Capital team. The loan process was easy and smooth from start to finish. Clear communication and more importantly, they executed exactly how they set the initial expectation. Wonderful job all the way around.

Garrett Garner

23:30 13 Dec 21

Chris Garcia and Emily Mesetz were great to work with. They were always quick to respond and had excellent follow-up.

Andrea King

23:32 11 Nov 21

Refi for a hotel in a global pandemic, was a unique challenge, Matt and the team at Wiltshire Quinn Capital stepped up. The story of the PattersonInn.com continues.

Chris Chiari

17:21 08 Oct 21

I could not be happier with the professionalism and efficiency of Matthew Mielke at Wilshire Quinn Capital. He helped get a unique deal to the finish line. There was clarity and consistency from start to finish.

Trey Sublette

17:57 07 Oct 21

Matt and Jeremy at Wilshire got the deal done when others turned my client down. Professional, quick and offered great terms for my client. I highly recommend running your next deal by them.

Mathieu Pollenz

18:33 09 Jul 21

Wilshire Quinn came through when other lenders couldn't. They were extremely responsive and turned everything around very quickly. Loan terms were very reasonable for a short-term bridge loan.

David Marcin

01:08 22 May 21

i love the way the speed of closing went

elliot moore

16:17 06 Apr 21

I love this company! They are fast, easy, but most off all, they fund when they produce a Letter of Intent. Thank you "team close quick'!

Timothy Thomas

16:24 16 Mar 21

My experience of dealing with Wilshire Quinn Capital has been nothing short of excellent service and top notch talent . My loan was funded on time

Frank Meram

17:03 10 Dec 20

It was great working with Wilshire Quinn Capital in San Diego. Their team is professional and hardworking. I had a a wonderful experience working with them and would work with them in the future!

Kate Swann

17:00 10 Dec 20

Wilshire Quinn was great to work with, from start to finish everything was seamless! Would highly recommend.

Donald Kaminski

01:08 10 Dec 20

We had an excellent time communicating with the principals at Wilshire Quinn and performed as we wished and exceeded all expectations. Chris and his team were professional from the start and we will look forward to doing business with them again.

James E. Levin

01:14 03 Dec 20

Had a client who's successful business was impacted by Covid19...as such, income had been negatively affected, and our normal A-paper borrower was in a pinch to qualify for property purchase.Wilshire Quinn came to the rescue, and helped us close the loan on time and with minimal hassle.Our rep Matt was very helpful; answered and/all questions without hesitation, and never made us feel stupid for asking and clarifying things we didn't understand, or that needed more information.Wilshire Quinn helped us out and I would be happy to recommend their services to a friend in need of hard-money and limited other options.

Jon Engelhardt

21:45 11 Nov 20

Very easy to work with as a mortgage broker. Protects their clients.

Luke R. Johnson

20:19 05 Nov 20

Wilshire Quinn Capital, Inc. is definitely great at their follow-up. Always pro-active trying to get deals done!

Alicia Gandy

18:18 15 Oct 20

I was very happy with Wilshire Quinn Capital. The company was a great hard money lender. Communication was clear, responsiveness was quick and the process was very straightforward. They funded my loan quickly and I truly appreciate it.

Elena Vizvary

22:36 16 Sep 20

Wilshire Quinn is a great hard money lender that funded our loan quickly. Very reliable and delivered 100%

Bill Janis

21:46 03 Oct 19

Wilshire Quinn has been a lending agency I, We, have utilized for the past 5+ years. The integrity of the entire company is professional, and the process of each phase of the lending is complementary to all parties involved. I highly recommend their services; small or in large lending capacity.

HBGS Treasurer

22:10 28 May 19

It was a pleasure to work with Wilshire Quinn Capital, Inc. They are highly professional, knowledgeable, responsive and quick to return calls. I was most impressed with the turnaround and how quickly and conveniently the escrow check was disbursed. This is my second time working with Wilshire Quinn on mortgage financing and have never been disappointed. I will recommend Wilshire Quinn to every person I know who is in need of financing.

RishiRia Barkataki

22:08 13 May 19

Wilshire Quinn Capital funded my unique loan in a timely manner and with the upmost of professionalism. Their experience helped guide me through the process.

Nelson Genteel

23:30 07 May 19

Have been a Broker in CA since 1980 and have enjoyed working with Chris and his staff for many years,

Louis Steinberg

17:11 07 May 19

Wilshire Quinn gave me a competitive quote and followed up with a quick, hassle-free escrow and closing. I am happy with their service and would recommend them to friends and business associates.

Ron Gerber

17:44 04 May 19

Great hard money lender.

Patrick Wight

21:11 03 May 19

The Wilshire Quinn team did an excellent job in a short time frame. I feel their rates and ‘products’ are competitive. Where I feel they distance themselves from the competitors is their commitment to customer satisfaction. Every project has challenges and they are dedicated to working with their clients to ensure satisfaction, which is not commonplace in the market these days.

242 Baldwin

22:00 02 May 19

This is a superb company to do business with.The customer service is always fast and accurate and gets the job done..When we needed help we had it in record time (three different times) to solve our financial needs...We can't say enough good things about doing business with Wilshire Quinn. Marvin and Arde Harris

Arde Harris

16:16 17 May 18

Wilshire Quinn was extremely professional and they have the staff to make sure all issues are addressed quickly.

David Kurniadi - the Kurniadi Group

02:57 16 May 18

I’ve dealt with them for 3 years and I’ve always had a great experience. No one should have any reservations about working with them.

arnie rissman

21:36 15 May 18

I'm not one to typically write reviews but I was so impressed with Wilshire Quinn Capital's service I felt it needed to be shared. I'm a mortgage broker and I recently referred a client to Wilshire Quinn who didn't qualify for any of our programs and needed to fund quickly on a house. I spoke with Matt Mielke and he was not only able to provide a great loan for the client but funded it with time to spare! The client thanked me for connecting him with Matt and as that was the only way he could finance his dream home. It was nice to be able to refer a hard money lender that did what he said he was going to do. I highly recommend Wilshire Quinn Capital for any hard money lending.

Travis Smith

20:45 21 Mar 18

The best!! They are trustworthy and professional. I highly recommend!!

Dan Fulkerson

23:26 19 Mar 18

‹

›

Recently Funded Hard Money Loans

LOS ANGELES, CA

Loan Amount: $16,025,000
Loan Type: Blanket Refinance
Property Type: Hospitality
Loan-To-Value: 43%
Term: 12 Months

DENVER, CO

Loan Amount: $2,520,000
Loan Type: Purchase
Property Type: Assisted Living
Loan-To-Value: 59%
Term: 12 Months

LOS ANGELES, CA

Loan Amount: $10,675,000
Loan Type: Refinance
Property Type: Parking Structure/Retail
Loan-To-Value: 52%
Term: 12 Months

LAKE OSWEGO, OR

Loan Amount: $1,500,000
Loan Type: Purchase (Blanket)
Property Type: Single-Family
Loan-To-Value: 61%
Term: 12 Months

We Work With Brokers and Attorneys

Fund loans quickly with Wilshire Quinn

Submit a Loan

Submit a loan application

Partner with a direct lender you can trust.

Submit a Loan App

Probate Loans & Inheritance Loans

Request Probate Loan Rates

What is a probate loan?

Why might I consider a probate loan?

– Probate Loan –

Settle Estate Obligations

– Probate loan –

Buyout Other Heirs

– Probate Loan –

Preserve Tax Value

Settling Estate Obligations With A Probate Loan

Buying Out Other Heirs With A Probate Loan

Preserving Tax Value Of Property

Yukon Gaming Software

Need a Probate Loan?

Loan Program

Here’s What Our Borrowers Are Saying

A Proven Probate Loan Lender, Lending Nationwide

Recently Funded Hard Money Loans

LOS ANGELES, CA

DENVER, CO

LOS ANGELES, CA

LAKE OSWEGO, OR

We Work With Brokers and Attorneys

Fund loans quickly with Wilshire Quinn

Submit a loan application

Probate Loans &
Inheritance Loans