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The information contained herein of the Wilshire Quinn Income Fund, LLC, a California limited liability company (the “Fund”) and any appendices or exhibits (the “Presentation”) have been prepared by Wilshire Quinn Capital, Inc. (the “Manager”) for information purposes only. This Presentation is confidential and for its intended audience only. Recipients of this Presentation may not reproduce, redistribute or pass on, in whole or in part, in writing or orally or in any other way or form, this Presentation or any of the information set out herein. This Presentation does not constitute an offer to sell or a solicitation of an offer to purchase limited partnership interests in any security. Any prospective investor is advised to carefully review all of the private placement memorandum, operating agreement and subscription documents (“Offering Documents”) and to consult their legal, financial and tax advisors prior to considering any investment in the Fund. The materials contained in this Presentation contain a summary and overview of the Fund. This Presentation does not purport to be complete and is superseded in its entirety by the information contained in the Offering Documents. The investment objectives and methods summarized in the Presentation represent the Fund’s current intentions. Nevertheless, depending on conditions and trends in the real estate markets and the economy in general, the Fund may pursue other objectives or employ other techniques that it considers appropriate and in the best interest of the Fund. Past performance is not indicative of future returns or Fund results. Individual investment performance, examples provided and/or case studies are not indicative of overall returns of the Fund. There is also risk that investors in the Fund may not receive distributions or that distributions will not grow over time. In addition, there can be no guarantee of deal flow in the future. Some of the statements in this Presentation, including those using words such as “targets,” “believes,” “expects,” “intends,” “estimates,” “projects,” “predicts,” “anticipates,” “plans,” “pro forma,” and “seeks” and other comparable or similar terms are forward-looking statements. Forward looking statements are not statements of historical fact and reflect the Manager’s views and assumptions as of the date of the Presentation regarding future events and performance. All forward looking statements address matters that involve risks and uncertainties. Accordingly, there are important factors that could cause the Fund’s actual results to differ materially from those indicated in these statements. The Fund believes that these factors include, but are not limited to, those described in the “Risk Factors” section of the Fund’s confidential private placement memorandum.

Loans are made or arranged by the Fund pursuant to California Finance Lenders Law license #603J060. All loan to value ratios (as defined in the Memorandum) for loans in the Fund’s portfolio are based on appraisals and/or valuations completed at the time the loan was originally underwritten. Such loan to value ratios may fluctuate due to market conditions. This is a result of fluctuations in the value of the collateral for each loan in the Fund’s portfolio over time.

Prospective investors should make their own investigations and evaluations of the information contained herein. Prior to the issuance of a private offering of interests in the Fund, the Manager of the Fund will give investors the opportunity to ask questions and receive additional information concerning the terms and conditions of such offering and other relevant matters. Each prospective investor should consult its own attorney, business adviser and tax adviser as to legal, business, tax and related matters concerning the information contained herein and such offering.

Investment performance of the Fund for years 2011 through 2022 has been audited. Results for 2023 will be audited in the first quarter of 2024.

Investment in the Fund is available to accredited investors only. Generally an accredited investor in one who has a net worth of at least $1,000,000, excluding the value of one’s primary residence, or has income of at least $200,000 each year for last two years (or $300,000 combined income if married).

AN INVESTMENT IN THE FUND INVOLVES RISK, AND NUMEROUS FACTORS COULD CAUSE THE ACTUAL RESULTS, PERFORMANCE OR ACHIEVEMENTS OF THE FUND TO BE MATERIALLY DIFFERENT FROM ANY FUTURE RESULTS, PERFORMANCE OR ACHIEVEMENTS THAT MAY BE EXPRESSED OR IMPLIED BY STATEMENTS AND INFORMATION IN THIS PRESENTATION. SHOULD ONE OR MORE OF THESE RISKS OR UNCERTAINTIES MATERIALIZE, OR SHOULD UNDERLYING ASSUMPTIONS PROVE INCORRECT, ACTUAL RESULTS MAY VARY MATERIALLY FROM THOSE DESCRIBED IN THIS PRESENTATION.

NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY STATE SECURITIES COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR PASSED UPON THE ADEQUACY OR ACCURACY OF THIS PRESENTATION OR THE OFFERING DOCUMENTS. THE OFFER AND SALE OF SECURITIES BY THE FUND IS MADE IN RELIANCE ON AN EXEMPTION FROM REGISTRATION WITH THE SECURITIES AND EXCHANGE COMMISSION PROVIDED BY SECTION 4(2) OF THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”), AND RULE 506(C) OF REGULATION D AND REGULATION S PROMULGATED THEREUNDER.