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The information contained herein of the Wilshire Quinn Income Fund, LLC, a California limited liability company (the “Fund”) and any appendices or exhibits (the “Presentation”) have been prepared by Wilshire Quinn Capital, Inc. (the “Manager”) for information purposes only. This Presentation is confidential and for its intended audience only. Recipients of this Presentation may not reproduce, redistribute or pass on, in whole or in part, in writing or orally or in any other way or form, this Presentation or any of the information set out herein. This Presentation does not constitute an offer to sell or a solicitation of an offer to purchase limited partnership interests in any security. Any prospective investor is advised to carefully review all of the private placement memorandum, operating agreement and subscription documents (“Offering Documents”) and to consult their legal, financial and tax advisors prior to considering any investment in the Fund. The materials contained in this Presentation contain a summary and overview of the Fund. This Presentation does not purport to be complete and is superseded in its entirety by the information contained in the Offering Documents. The investment objectives and methods summarized in the Presentation represent the Fund’s current intentions. Nevertheless, depending on conditions and trends in the real estate markets and the economy in general, the Fund may pursue other objectives or employ other techniques that it considers appropriate and in the best interest of the Fund. Some of the statements in this Presentation, including those using words such as “targets,” “believes,” “expects,” “intends,” “estimates,” “projects,” “predicts,” “anticipates,” “plans,” “pro forma,” and “seeks” and other comparable or similar terms are forward-looking statements. Forward looking statements are not statements of historical fact and reflect the Manager’s views and assumptions as of the date of the Presentation regarding future events and performance. All forward looking statements address matters that involve risks and uncertainties. Accordingly, there are important factors that could cause the Fund’s actual results to differ materially from those indicated in these statements. The Fund believes that these factors include, but are not limited to, those described in the “Risk Factors” section of the Fund’s confidential Private Placement Memorandum (“Memorandum”).

Past performance is not indicative of future returns or Fund results. Individual investment performance, examples provided and/or case studies are not indicative of overall returns of the Fund. Distribution payouts to investors are not a guaranteed return and may vary or become adversely affected by market conditions. In addition, there can be no guarantee of deal flow in the future. The returns presented herein do not reflect the deduction of any third-party fees that may be charged by your financial advisor and/or custodian.

Investment performance of the Fund for years 2011 through 2023 has been audited. Results for 2024 will be audited in the first quarter of 2025. Loans are made or arranged by the Fund pursuant to California Finance Lenders Law license #603J060 and NMLS #2282570. Please visit www.nmlsconsumeraccess.org for more licensing information. All loan to value ratios (as defined in the Memorandum) for loans in the Fund’s portfolio are based on appraisals and/or valuations completed at the time the loan was originally underwritten. Such loan to value ratios may fluctuate due to market conditions. This is a result of fluctuations in the value of the collateral for each loan in the Fund’s portfolio over time. Portions of the loan described above may be sold to third party purchasers and does not necessarily reflect the amount held in the Fund’s loan portfolio. Allocation of Fund assets are subject to change, perhaps materially, over time. There is no guarantee that diversified geographies will reduce investor risks, or that passive income and principal protection will be achieved. Only by reading the Memorandum carefully can you determine whether the investment’s risks and conflicts of interest are acceptable to you. Your decision to purchase and invest should be based on your own particular financial circumstances and investment objectives.

Prospective investors should make their own investigations and evaluations of the information contained herein. Prior to the issuance of a private offering of interests in the Fund, the Manager of the Fund will give investors the opportunity to ask questions and receive additional information concerning the terms and conditions of such offering and other relevant matters. Any such offer to purchase these securities will be made only through the Memorandum for the Fund, which is available only to accredited investors. Generally, an accredited investor has a net worth of at least $1,000,000, either individually or together with a spouse (excluding the value of one’s primary residence), or one who has earned income of more than $200,000 (or $300,000 together with a spouse) in each of the last two years and reasonably expects to earn the same for the current year.

As of January 1, 2021, the Fund has established a real estate investment trust in the form of a subsidiary (“Sub- REIT”). It is the intent of the Fund to have the Sub-REIT hold all or substantially all of the assets, including loans, for purposes of maximizing the tax benefit. The Investor should refer to the Offering Documents that explains more fully on the benefits of investing in a REIT, as well as associated risks.

AN INVESTMENT IN THE FUND INVOLVES RISK, AND NUMEROUS FACTORS COULD CAUSE THE ACTUAL RESULTS, PERFORMANCE OR ACHIEVEMENTS OF THE FUND TO BE MATERIALLY DIFFERENT FROM ANY FUTURE RESULTS, PERFORMANCE OR ACHIEVEMENTS THAT MAY BE EXPRESSED OR IMPLIED BY STATEMENTS AND INFORMATION IN THIS PRESENTATION. SHOULD ONE OR MORE OF THESE RISKS OR UNCERTAINTIES MATERIALIZE, OR SHOULD UNDERLYING ASSUMPTIONS PROVE INCORRECT, ACTUAL RESULTS MAY VARY MATERIALLY FROM THOSE DESCRIBED IN THIS PRESENTATION.

NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY STATE SECURITIES COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR PASSED UPON THE ADEQUACY OR ACCURACY OF THIS PRESENTATION OR THE OFFERING DOCUMENTS. THE OFFER AND SALE OF SECURITIES BY THE FUND IS MADE IN RELIANCE ON AN EXEMPTION FROM REGISTRATION WITH THE SECURITIES AND EXCHANGE COMMISSION PROVIDED BY SECTION 4(2) OF THE SECURITIES ACT OF 1933, AS AMENDED (THE “ACT”), AND RULE 506(C) OF REGULATION D AND REGULATION S PROMULGATED THEREUNDER.