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Can You Get a Bridge Loan for a Commercial Property?

Have you found the perfect location for your new business? How about uncovered prime real estate for your growing company? Whether you are looking to expand into a new territory or launch your startup, securing commercial funding can be difficult.

This is where a bridge loan can be beneficial at filling the gaps in your financing. Going through the basics of a commercial bridge loan and its uses can help you determine if this is the solution your business is looking for.

What is a Commercial Bridge Loan?

A commercial bridge loan fills the gaps in funding while you work out the details of long-term financing. Commercial bridge loans provide the capital infusion for real estate opportunities in a quick and efficient manner. These loans are short-term, generally lasting 6-18 months.

When Can You Use a Bridge Loan for Commercial Property?

Companies can leverage a commercial bridge loan in a few different ways. One way is by allowing your company to pull out existing equity for a downpayment on a new property. Let’s say your business is moving from the suburbs to the city. Waiting on the sale of your existing property risks losing the new location. By using a bridge loan, you can secure the new commercial property even if the deal on your existing location hasn’t closed.

Can You Get a Bridge Loan for a Commercial Property?

Loans are made or arranged by Wilshire Quinn Income Fund, LLC (the “Fund”) pursuant to California Finance Lenders Law license #603J060. The information contained in this message is for informational purposes only and is meant to provide general background information on the Fund and its manager, Wilshire Quinn Capital, Inc. (the “Manager”). Any and all information herein is deemed reliable but is not guaranteed.

Can You Get a Bridge Loan for a Commercial Property?

Another way businesses can utilize a commercial bridge loan is to defer balloon payments. If your business isn’t prepared to make the balloon payment with its current lender, you may be putting your financial health and cash flow at risk. Instead of trying to foot the bill, you can utilize a short-term bridge loan to defer the payment while you work out permanent financing.

Commercial bridge loans can also be used to support a remodel. When you purchase a property in need of some rehab, you might not have enough cash on-hand to pay for the entire remodel. Taking out a bridge loan helps you finance the necessary remodel expenses, giving you the opportunity to attract tenants willing to pay higher rent. Additionally, your business may be able to obtain a long-term commercial bank loan easier with a newly remodeled property.


Securing a bridge loan for commercial property allows you to take advantage of hot market deals, even if your cash is tied up elsewhere. Working with the right commercial bridge loan lender can make all the difference.

If you have equity in your current commercial property and want unlock those funds, or you want to purchase a new investment property quickly, the team at Willshire Quinn Capital has the knowledge and experience to help.  To discuss your loan scenario call one of our team members today at (619) 872-6000 or email info@wilshirequinn.com.

  • Funding typically in 5-7 business days
  • Loan Amounts from $200,000 to $20,000,000

  • Interest Rates from 7.5% to 11%

  • Loan Term: 3 – 24 months

  • Commercial & Residential (non-owner occupied) Real Estate

  • Purchase, Refinance, Cash-out Refinance, Rehab, Blanket Loans
  • Foreign National Loans Available


About Wilshire Quinn

Wilshire Quinn is a San Diego hard money lender focused on short term bridge loans, secured by first trust deeds. The company is based in San Diego, CA with offices in Los Angeles and San Francisco. Wilshire Quinn typically funds loans for their customers in 5-7 days. Their successful track record is closely linked to their ability to make immediate lending decisions based on their highly disciplined underwriting approach. The company funds a variety of loans such as: refinance, purchase, blanket, rehab loans, 1031 exchange, partnership buyouts, and more. They originate hard money loans ranging from $200,000 – $20,000,000. Wilshire Quinn works with commercial and residential buyers nationwide.

Recently Funded Hard Money Loan Transactions

Loan Amount: $15,575,000 Loan Type: Blanket Construction Property Type: Industrial Loan-To-Value: 62% Term: 12 Months
UKIAH, CA Loan Amount: $6,575,000 Loan Type: Purchase Property Type: Self Storage Loan-To-Value: 61% Term: 7 Months BONITA, CA Loan Amount: $3,450,000 Loan Type: Purchase Property Type: Office Loan-To-Value: 61% Term: 18 Months LOS ANGELES, CA Loan Amount: $10,675,000 Loan Type: Refinance Property Type: Parking Structure/Retail Loan-To-Value: 52% Term: 12 Months

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