Commercial
Hard Money Lender

Wilshire Quinn is a commercial hard money lender financing commercial real estate and residential investment properties up to $20,000,000. As a direct commercial hard money lender, we provide pre-approvals in 24 to 48 hours and fund loans in five to seven days.

Finance Your Next Transaction With Wilshire Quinn

  • A nationwide direct Lender, not a broker
  • Pre-approval in 24 hours
  • Typical funding in five to seven days
  • Loan amounts up to $20 million

Purchase | Refinance | Cash-Out | Rehab | 1031 Exchange

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Hard Money Lenders (Home) » Commercial Hard Money Lenders

Commercial Loans

Looking to close quickly on a commercial loan?

Wilshire Quinn finances commercial loans nationwide up to $20 million. As a commercial hard money lender, we are able to underwrite your project fast and get a pre-approval letter within about 24 hours and fund the deal within about 5-7 days. Wilshire Quinn realizes the complexities of financing commercial projects. Our successful track record is closely linked to our ability to make immediate lending decisions based on our highly disciplined underwriting approach. The emphasis on in-house loan origination allows our borrowers to move forward with confidence in our commercial loan program.

Lending Parameters

CLOSING TIME Typically 5 to 7 days
LOAN SIZE $200,000 to $20,000,000
LTV Up to 60% LTV and 60% of ARV for rehab loans, not to exceed 90% of the purchase price
LIEN POSITION First Trust Deeds Only
LOAN TERM 3 to 24 months
INTEREST RATES 8.5% to 10.5%
AMORTIZATION Interest-only payments
ORIGINATION FEES 1 to 5 points based on location and property, LTV, credit worthiness of the borrower, loan amount and term
LENDING AREAS Nationwide, in metropolitan and coastal areas

Commercial Property Types

What We Lend On

Commercial hard money lender

Mixed Use

Commercial hard money lender

Retail

Commercial hard money lender

Office

Commercial hard money lender

Industrial

Commercial hard money lender

Give us a call: 619-872-6000

We Work With Brokers

Fund loans quickly with Wilshire Quinn

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Recently Funded Commercial Loans

Slide SANTA ANA, SAN DIEGO,
PHOENIX, LAS VEGAS
Loan Amount: $15,575,000 Loan Type: Blanket Construction Property Type: Industrial Loan-To-Value: 62% Term: 12 Months
UKIAH, CA Loan Amount: $6,575,000 Loan Type: Purchase Property Type: Self Storage Loan-To-Value: 61% Term: 7 Months BONITA, CA Loan Amount: $3,450,000 Loan Type: Purchase Property Type: Office Loan-To-Value: 61% Term: 18 Months LOS ANGELES, CA Loan Amount: $10,675,000 Loan Type: Refinance Property Type: Parking Structure/Retail Loan-To-Value: 52% Term: 12 Months

Here’s What Our Borrowers Are Saying

A Proven Commercial Hard Money Lender, Lending Nationwide

[google-reviews-pro place_photo=https://maps.gstatic.com/mapfiles/place_api/icons/generic_business-71.png place_name=”Wilshire Quinn Capital, Inc.” place_id=ChIJTRNYsqdU2YARV9eFql0RqQI auto_load=true rating_snippet=true sort=1 min_filter=5 view_mode=slider hide_float_badge=true lazy_load_img=true]

Commercial Hard Money Lenders

Ready to Finance a commercial project?

At Wilshire Quinn we control the lending process and can provide fast answers and quick closings for commercial hard money loans. We are a commercial hard money lenders which means we can fund commercial loans fast. We lend private money loans for commercial projects nationwide up to $20M with funding available in about 5-7 days.

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Submit a loan application

Partner with a direct lender you can trust.

FAQs – Commercial Hard Money Loans

A hard money loan is a real estate-backed loan where a borrower receives funds secured by equity in their property (or properties). Hard money lenders like Wilshire Quinn are mainly focused on the equity in the property as opposed to borrower credit and financials. Hard money loans are typically short-term ranging from six months up to two years.

Hard money lenders like Wilshire Quinn primarily focus on a property’s equity to secure the loan. The borrower’s credit is considered, but is not a primary determinant in the underwriting process.

After receiving a signed term sheet, Wilshire Quinn typically funds a loan in five to seven business days.

Wilshire Quinn will consider a wide variety of property types including: office, retail centers, industrial, hotels, parking lots/structures, condo inventory, entitled land, multifamily properties, non-owner-occupied single-family homes, vacation homes and rentals, primer loans and bridge loans.

We will consider a wide variety of loan types including: purchase, refinance, cash-out refinance, partnership buyouts, rehabs, 1031 exchanges and value-added acquisitions.

You can either complete our online loan application, email or call us. We would prefer to talk through your loan scenario directly, as we can determine in a matter of minutes, once we have a few simple questions answered, if we have interest.

Our interest rates typically range from 8.5% to 10.5%, interest-only. Lender origination points typically range from 1% to 5% of the loan amount. The borrower pays for standard closing costs (title, escrow, legal).

Most of our portfolio is in California but we do have the ability to lend nationwide. We strongly prefer to lend in major-metropolitan areas.

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