Your Trusted
Denver Private Money Lender
Wilshire Quinn is a Denver private money lender, financing real estate investments up to $10 million. We work fast, turning loans around much quicker than traditional lending institutions, because we know time is critical for borrowers looking to invest in Denver’s competitive market.
Finance Your Next Transaction With Wilshire Quinn
- A nationwide direct lender, not a broker
- Pre-approval in 24 hours
- Typical funding in five to seven days
- Loan amounts up to $10 million
Purchase | Refinance | Cash-Out | Rehab | 1031 Exchange
Apply for a Private Money Loan
Get started by completing the form below and an associate will reach out to get your loan details
To Speak With A Representative
Call (619) 872-6000
Lending Parameters
CLOSING TIME | Typically 5 to 7 days |
LOAN SIZE | $200,000 to $10,000,000 |
LTV | Up to 60% LTV and 60% of ARV for rehab loans, not to exceed 90% of the purchase price |
LIEN POSITION | First Trust Deeds Only |
LOAN TERM | 3 to 24 months |
INTEREST RATES | 7.5% to 11% |
AMORTIZATION | Interest-only payments |
ORIGINATION FEES | 1 to 5 points based on location and property, LTV, credit worthiness of the borrower, loan amount and term |
LENDING AREAS | Nationwide, in metropolitan and coastal areas |
Property Types
Single-family Investment Properties
- Condominiums
Special Purpose & Mixed Use
Gas Stations
Land
Our Lending Program:
Closing Time: Typically 5 to 7 days
Loan Size: $200,000 to $10,000,000
- LTV: Up to 60% and 60% of ARV for rehab loans, not to exceed 90% of the purchase price
Lien Position: First Trust Deeds
Loan Term: 3 to 24 months
Interest Rate: 8.5% to 12%
Amortization: Interest-only payments
Advantages of a Private Money Loan
Whether you are looking to secure financing for a purchase, refinance, or cash-out refinance, here are some advantages to using a private money loan:
- Speed / Closing Time: Qualifying and being approved for a private money loan is a significantly faster process than applying for a traditional loan through a bank. Wilshire Quinn typically funds private money loans in 5 to 7 business days.
- Credit score not a major factor: Asset based lending means we base our loan amounts on the value of real estate, such as an investment property, multifamily building, or commercial building, rather than strictly on a borrower’s credit score and debt to income levels.
- Rehab and non-stabilized property financing Properties that require substantial rehab or that have high vacancy rates often can be difficult for traditional lenders to finance. Denver private money lenders such as Wilshire Quinn have the ability to structure deals to allow investors to rehab and stabilize properties.

Looking for a Denver private money lender? Chat with a representative online to discuss your loan or call us at 619-872-6000.
Here’s What Our Borrowers Are Saying
A Proven Denver Private Money Lender; Lending Nationwide
FAQs – Private Money Loans
A private money loan is a real estate-backed loan where a borrower receives funds secured by equity in their property (or properties). Private money lenders like Wilshire Quinn are mainly focused on the equity in the property as opposed to borrower credit and financials. Private money loans are typically short-term ranging from 6 to 18 months.
Wilshire Quinn will consider a wide variety of property types including: office, retail centers, industrial, hotels, parking lots/structures, condo inventory, multifamily properties, non-owner-occupied single-family homes, vacation homes and rentals, primer loans and bridge loans.
Our interest rates typically range from 9% to 12%, interest-only. Lender origination points typically range from 1% to 5% of the loan amount. The borrower pays for standard closing costs (title, escrow, legal).
We will consider a wide variety of loan types including: purchase, refinance, cash-out refinance, partnership buyouts, rehabs, 1031 exchanges and value-added acquisitions.
Private money lenders like Wilshire Quinn primarily focus on a property’s equity to secure the loan. The borrower’s credit is considered, but is not a primary determinant in the underwriting process.
You can either complete our online loan application, email or call us. We would prefer to talk through your loan scenario directly, as we can determine in a matter of minutes, once we have a few simple questions answered, if we have interest.
Most of our portfolio is in California but we do have the ability to lend nationwide. We strongly prefer to lend in major-metropolitan areas.
After receiving a signed term sheet we typically fund in 5 to 7 business days.
Submit a loan application
Partner with a direct private money lender you can trust.