Hard Money Lenders (Home) » Blog » Hard Money Lending » How to Find a Private Money Lender

How to Find a Private Money Lender

Are you searching for a private money lender for your next real estate investment? It can be hard to pinpoint the right lender, especially with an influx of new private money lenders entering the market. This article will outline the strategies you can utilize to find and evaluate private money lenders.

How to Find a Private Money Lender

A great starting point for discovering private money lenders in your area is to utilize search engines. You can search online using specific keywords, such as ‘private money lender’ or ‘hard money loan’ and add your city or state to refine the search results. However, you want to be sure to conduct due diligence to verify their credibility and ensure they are a reputable and reliable lender.

Another thing to note when searching for a private money lender online, is that the first result on the webpage isn’t always the best option. The first result could be a paid advertisement, rather than an organic search result. Private money lenders can pay to have their links displayed as the first option, but that doesn’t necessarily mean they offer the most reliable loan program.

To make informed decisions, carefully evaluate multiple sources and consider various factors such as licensing, client reviews, and experience.

How to Find a Private Money Lender

Loans are made or arranged by Wilshire Quinn Income Fund, LLC (the “Fund”) pursuant to California Finance Lenders Law license #603J060. The information contained in this message is for informational purposes only and is meant to provide general background information on the Fund and its manager, Wilshire Quinn Capital, Inc. (the “Manager”). Any and all information herein is deemed reliable but is not guaranteed.

How to Find a Private Money Lender

What to Look for in a Private Money Lender

It’s essential to look for certain qualities and features in a private money lender to confirm they are compatible with your unique financing needs. To ensure seamless financing for your real estate investment, confirm the lender has substantial industry experience, transparency in their communication, and quick approval and funding capabilities.

Private money lenders with an established track record offer a consistent and reliable approach to lending. A long track record also provides a proven history of the loan types they have knowledge navigating and funding. As a borrower, you want to have peace of mind that your specific loan request is handled skillfully.

Another quality to look for in a private money lender is transparency in their communication. Credible private money lenders should provide clear and detailed information about their loan programs, terms, and conditions. Furthermore, this quality should be reinforced by their reputation. By researching online reviews, testimonials, and ratings on platforms like Google or Yelp, you can gather direct insight on the lender’s strengths and potential drawbacks. Considering the overall sentiment and patterns in the feedback from previous borrowers allows you to determine if a particular private money lender is the right fit for your needs.

With one of the benefits of working with a private money lender being the quick access to funds, you’ll also want to know the answers to questions like: What is the loan application process like? How fast can you determine interest in a loan request? How long does it typically take to fund a loan?


Finding the right private money lender can seem like an overwhelming process. Stick to the basics: reviews, credentials, services, and terms. At Wilshire Quinn Capital, our reviews speak for themselves. Our customers benefit from our extensive list of services and flexible terms. Reach out today to discuss financing your real estate investment.

  • Funding typically in 5-7 business days
  • Loan Amounts from $500,000 to $20,000,000

  • Interest Rates from 9% to 12%

  • Loan Term: 6 – 18 months

  • Commercial & Residential (non-owner occupied) Real Estate

  • Purchase, Refinance, Cash-out Refinance, Rehab, Blanket Loans
  • Foreign National Loans Available


About Wilshire Quinn

Wilshire Quinn is a San Diego hard money lender focused on short term bridge loans, secured by first trust deeds. The company is based in San Diego, CA with offices in Los Angeles and San Francisco. Wilshire Quinn typically funds loans for their customers in 5-7 days. Their successful track record is closely linked to their ability to make immediate lending decisions based on their highly disciplined underwriting approach. The company funds a variety of loans such as: refinance, purchase, blanket, rehab loans, 1031 exchange, partnership buyouts, and more. They originate hard money loans ranging from $200,000 – $20,000,000. Wilshire Quinn works with commercial and residential buyers nationwide.

Recently Funded Hard Money Loan Transactions

Slide Hollywood, California Hard Money Bridge Loan Funded LOS ANGELES, CA Loan Amount: $5,075,000 Loan Type: Refinance Property Type: Multi-Family Loan-To-Value: 64% Term: 12 Months San Clemente, California, Hard Money Cash Out Refinance Loan Funded SAN CLEMENTE, CA Loan Amount: $2,580,000 Loan Type: Refinance Property Type: Single-Family Loan-To-Value: 59% Term: 12 Months BERKELEY, CA Loan Amount: $3,575,000 Loan Type: Purchase Property Type: Multi-Family Loan-To-Value: 68% Term: 12 Months Loan Amount: $12,550,000 Hard Money Loan Funded on Two Hotel Properties in Laguna Beach, California LAGUNA BEACH, CA Loan Type: Refinance Property Type: Hospitality Loan-To-Value: 51% Term: 12 Months Loan Amount: $12,550,000

Submit a loan application

Partner with a Hard Money Lender you can trust.

By |November 29th, 2023|Categories: Hard Money Lending|Tags: |
Call Now