Coronado Hard Money Lender 2018-04-10T19:18:03+00:00

Coronado
Hard Money Lender

We are a direct private money lender; we are not a loan broker. We know that time is of the essence for borrowers who may be seeking a hard money loan or private money loan in Coronado, CA. That’s why Wilshire Quinn Capital will work with you to fund your loan in just a matter of days. Whether it is a purchase, refinance, cash out, or a multiple property loan; you can count on the #1 Coronado hard money lender Wilshire Quinn

619.672.6000 | loans@wilshirequinn.com

Apply for a Hard Money Loan

Get started by completing the form below and an associate will reach out to get your loan details

What is a Hard Money Loan?

A hard money loan is a short-term loan also known as a bridge loan, that is used until a person or company either secures permanent financing or removes the obligation through the sale of the property. Hard money loans generally have higher interest rates than conventional or bank loans, and are written for shorter periods of time. Typical hard money loans or bridge loans are 12 to 18 months in length. Wilshire Quinn Income Fund loans do not exceed 60% of the appraised value of the property securing the loan.

Asset Based Lending

Asset based lending means we base our loan amounts on the value of real estate, such as an investment property, multifamily building, or commercial building, rather than strictly on your credit score and debt to income levels. Wilshire Quinn takes pride in our common sense equity based lending. Wilshire Quinn is a Coronado hard money lender with experience lending in the Coronado community. As an experienced hard money lender we can handle even the most complicated of lending scenarios and care more about the real estate that you are purchasing or refinancing than inflexible bank requirements.

Coronado hard money lenderFerry Landing Coronado Hard money lender

Coronado Hard Money Lender

Beautiful Coronado is a resort town located in San Diego, CA just across the bay from the Gaslamp Quarters. Tourism plays a major role in the Coronado economy, bringing millions of visitors every summer. Coronado is one of the most visited cities in San Diego County with arguably one of the best beaches in the nation.

San Diego hosts more than 35 million visitors each year, and is a top U.S. travel destination. Those visitors spend nearly $10.8 billion annually in San Diego communities like Coronado and other beach communities.

Coronado real estate has traditionally provided a very solid vehicle for investments.  Property values have been pushed by the fact that there is less than 8 square miles of land and one of the most beautiful beaches in the nation. Property values remain stable even during recessions with a median home value of $1.6M, making Coronado very desirable to investors.

Wilshire Quinn Capital, Inc. is a private money lender with experience in Coronado. Wilshire Quinn will consider a wide variety loan types including: purchase, refinance, cash-out refinance, partnership buyouts, rehabs, 1031 exchanges, and value added acquisitions. You can trust that you’re accessing top-rated Coronado hard money loans with Wilshire Quinn Capital.

Who Typically Uses a Hard Money Loan

  • Business owners looking to pull cash out of existing properties
  • People who want to close quickly
  • Borrowers who have multiple properties looking to cross collateralize
  • Investors looking to purchase rental properties
  • Investors who buy, repair, and immediately resell their property (Flippers)
  • Borrowers who cannot refinance with a traditional bank
  • Builders and more…

People love us on Google!

#1 Hard Money Lender Los Angeles, San Diego, San Francisco & Nationwide

I'm not one to typically write reviews but I was so impressed with Wilshire Quinn Capital's service I felt it needed to be shared. I'm a mortgage broker and I recently referred a client to Wilshire Quinn who didn't qualify for any of our programs and needed to fund quickly on a house. I spoke with Matt Mielke and he was not only able to provide a great loan for the client but funded it with time to spare! The client thanked me for connecting him with Matt and as that was the only way he could finance his dream home. It was nice to be able to refer a hard money lender that did what he said he was going to do. I highly recommend Wilshire Quinn Capital for any hard money lending.
Travis Smith
Travis Smith
20:45 21 Mar 18
The professionals at Wilshire Quinn are the best of the best. If you're not able to use a traditional lender, give these guys a call. They're extremely professional, knowledgeable and efficient!
Michaela Keilty
Michaela Keilty
17:47 21 Mar 18
The best!! They are trustworthy and professional. I highly recommend!!
Dan Fulkerson
Dan Fulkerson
23:26 19 Mar 18
Team is great to work with, very happy with my investment decision!
Zach Goldberg
Zach Goldberg
20:38 21 Mar 18
Kris Lindley
Kris Lindley
21:56 26 Mar 18
Whether you are investing in secure first trust deed notes or need a hard money loan from a respected private lender, I recommend Wilshire Quinn.
Kris Pattison
Kris Pattison
18:07 28 Mar 18
I’ve dealt with them for 3 years and I’ve always had a great experience. No one should have any reservations about working with them.
arnie rissman
arnie rissman
21:36 15 May 18
Chris and Travis are extremely professional and they have the staff to make sure all issues are addressed quickly.
A couple of years ago Chris Garcia and the team at Wilshire Quinn Capital were introduced to me through a good friend and business partner who has known Chris for many years. WQ has twice since then provided the ideal funding for my projects. They keep it simple. The deal terms, loan docs, appraisals and everything involved in the closing were clear, easy and fast. No headaches. The deals were fair. There have been no fine print surprises. They were prompt, clear in communications, flexible and friendly. They were patient through delays caused by me and others. I would highly recommend Wilshire Quinn to anyone.
Robert Noble
Robert Noble
19:15 16 May 18
This is a superb company to do business with.The customer service is always fast and accurate and gets the job done..When we needed help we had it in record time (three different times) to solve our financial needs...We can't say enough good things about doing business with Wilshire Quinn. Marvin and Arde Harris
arde harris
arde harris
16:16 17 May 18

F.A.Q’s – Hard Money Loans 101

What is a hard money loan? 2018-05-16T17:56:49+00:00

A hard money loan is a real estate backed loan where a borrower receives funds secured by equity in their property (or properties). Hard money lenders like Wilshire Quinn are mainly focused on the equity in the property as opposed to borrower credit and financials. Hard money loans are typically short term ranging from 6 months up to 2 years.

What if my credit score is low? 2018-05-16T17:44:44+00:00

Hard money lenders like Wilshire Quinn primarily focus on the equity in the property to secure the loan. The borrowers credit is considered but is not a primary determinant in the underwriting process.

How long does the loan process take? 2018-03-26T21:53:45+00:00

After receiving a signed term sheet Wilshire Quinn typically funds a loan in 5 to 7 business days.

What type of properties do you lend on? 2018-05-16T17:42:59+00:00

Wilshire Quinn will consider a wide variety of property types including: office, retail centers, industrial, hotels, parking lots/structures, condo inventory, entitled land, multi-family properties, non-owner occupied single family homes, vacation homes and rentals, primer loan, bridge loan.

What types of loans does Wilshire Quinn originate? 2018-05-16T17:41:56+00:00

We will consider a wide variety of loan types including: purchase, refinance, cash-out refinance, partnership buyouts, rehabs, 1031 exchanges, value added acquisitions.

How do I submit a loan request? 2018-04-03T19:32:30+00:00

You can either complete our online loan application, email or call us directly. We would prefer to talk through your loan scenario as we can determine in a matter of minutes, once we have a few simple questions answered, if we have interest.

What is the cost of a hard money loan? 2018-03-26T21:57:22+00:00

Our interest rates typically range from 9% to 12%, interest-only. Lender origination points typically range from 2% to 5% of the loan amount. The borrower pays for standard closing costs (title, escrow, legal).

#1 Coronado Hard Money Lender

Ability to fund hard money loans fast

At Wilshire Quinn Capital we control the lending process and can provide fast answers and quick closings for your hard money lending needs. We are a direct lender which means we can fund hard money loans fast.

Submit Loan Request

Recently Funded Hard Money Loan Transactions

hard-money-loan-losangeles-deal-3.16.18
San Diego, CA.

Loan Amount: $765,000
Loan Type:  Refinance
Property Type: Single Family
Loan-To-Value: 60%
Term: 12 Months

hard-money-loan-losangeles-deal-3.16.18
Los Angeles, CA.

Loan Amount: $430,000
Loan Type:  Blanket Purchase
Property Type: Single Family
Loan-To-Value: 33%
Term: 12 Months

los angeles hard money lender santa monica deal
Santa Monica, CA
Newport Beach, CA

Loan Amount: $3,725,000
Loan Type:  Purchase / Rehab / Blanket
Property Type: Single Family
Loan-To-Value: 45%
Term: 12 Months


  • Streamlined Process & Approval within 24 hours


  • Funding typically in 5-7 days


  • We are a Direct Lender; not a broker


  • Foreign nationals – OK


  • Refinance, purchase, blanket, refinance, rehab loans


  • Commercial, residential, multi-family, most property types considered


  • Special use buildings like: car wash, gym, parking lot, bowling alley, mobile home park.

Call us now at 619.872.6000 and speak directly to a decision maker. Get a pre-approval within 24 hours and funding in about 5-7 days.

Wilshire Quinn portal-login-wqc-logo-dark

Wilshire Quinn Capital, Inc.
525 B Street, Suite 1500
San Diego, CA 92101


E: loans@wilshirequinn.com
P: (619) 872-6000
F: (619) 872-6010

Customer Service

At Wilshire Quinn Capital you’ll get the friendly guidance you need to help you through the private money loan process. We’ll make sure the loan terms work for you and for your project or we won’t fund the loan. Submit a loan scenario today to quickly hear back from one of our representatives.