Hard Money Lender

We are a direct private money lender; we are not a loan broker. We know that time is of the essence for borrowers who may be seeking a hard money loan or private money loan in Coronado, CA. That’s why Wilshire Quinn will work with you to fund your loan in just a matter of days. Whether it is a purchase, refinance, cash out, or a multiple property loan; you can count on the #1 Coronado hard money lender Wilshire Quinn.

619.872.6000 |

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    What is a Hard Money Loan?

    A hard money loan is a short-term loan also known as a bridge loan, that is used until a person or company either secures permanent financing or removes the obligation through the sale of the property. Hard money loans generally have higher interest rates than conventional or bank loans, and are written for shorter periods of time. Typical hard money loans or bridge loans are 12 to 18 months in length. Wilshire Quinn loans do not exceed 60% of the appraised value of the property securing the loan.

    Asset Based Lending

    Asset based lending means we base our loan amounts on the value of real estate, such as an investment property, multifamily building, or commercial building, rather than strictly on your credit score and debt to income levels. Wilshire Quinn takes pride in our common sense equity based lending. Wilshire Quinn is a Coronado hard money lender with experience lending in the Coronado community. As an experienced hard money lender we can handle even the most complicated of lending scenarios and care more about the real estate that you are purchasing or refinancing than inflexible bank requirements.

    Coronado hard money lenderFerry Landing Coronado Hard money lender

    Coronado Hard Money Lender

    Beautiful Coronado is a resort town located in San Diego, CA just across the bay from the Gaslamp Quarters. Tourism plays a major role in the Coronado economy, bringing millions of visitors every summer. Coronado is one of the most visited cities in San Diego County with arguably one of the best beaches in the nation.

    San Diego hosts more than 35 million visitors each year, and is a top U.S. travel destination. Those visitors spend nearly $10.8 billion annually in San Diego communities like Coronado and other beach communities.

    Coronado real estate has traditionally provided a very solid vehicle for investments.  Property values have been pushed by the fact that there is less than 8 square miles of land and one of the most beautiful beaches in the nation. Property values remain stable even during recessions with a median home value of $1.6M, making Coronado very desirable to investors.

    Wilshire Quinn is a private money lender with experience in Coronado. Wilshire Quinn will consider a wide variety loan types including: purchase, refinance, cash-out refinance, partnership buyouts, rehabs, 1031 exchanges, and value added acquisitions. You can trust that you’re accessing top-rated Coronado hard money loans with Wilshire Quinn.

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    Who Typically Uses a Hard Money Loan

    • Business owners looking to pull cash out of existing properties
    • People who want to close quickly
    • Borrowers who have multiple properties looking to cross collateralize
    • Investors looking to purchase rental properties
    • Investors who buy, repair, and immediately resell their property (Flippers)
    • Borrowers who cannot refinance with a traditional bank
    • Builders and more…

    Know Our Borrowers

    Coronado Hard Money Lender with Offices in Los Angeles, San Diego & San Francisco

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    F.A.Q’s – Hard Money Loans 101

    A hard money loan is a real estate-backed loan where a borrower receives funds secured by equity in their property (or properties). Hard money lenders like Wilshire Quinn are mainly focused on the equity in the property as opposed to borrower credit and financials. Hard money loans are typically short-term ranging from six months up to two years.

    Hard money lenders like Wilshire Quinn primarily focus on a property’s equity to secure the loan. The borrower’s credit is considered, but is not a primary determinant in the underwriting process.

    After receiving a signed term sheet, Wilshire Quinn typically funds a loan in five to seven business days.

    Wilshire Quinn will consider a wide variety of property types including: office, retail centers, industrial, hotels, parking lots/structures, condo inventory, entitled land, multifamily properties, non-owner-occupied single-family homes, vacation homes and rentals, primer loans and bridge loans.

    We will consider a wide variety of loan types including: purchase, refinance, cash-out refinance, partnership buyouts, rehabs, 1031 exchanges and value-added acquisitions.

    You can either complete our online loan application, email or call us. We would prefer to talk through your loan scenario directly, as we can determine in a matter of minutes, once we have a few simple questions answered, if we have interest.

    Our interest rates typically range from 8.5% to 10.5%, interest-only. Lender origination points typically range from 1% to 5% of the loan amount. The borrower pays for standard closing costs (title, escrow, legal).

    Most of our portfolio is in California but we do have the ability to lend nationwide. We strongly prefer to lend in major-metropolitan areas.

    #1 Coronado Hard Money Lender

    Ability to fund hard money loans fast

    At Wilshire Quinn we control the lending process and can provide fast answers and quick closings for your hard money lending needs. We are a direct lender which means we can fund hard money loans fast.

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    Recently Funded Hard Money Loan Transactions

    Coronado hard money lender
    San Diego, CA.

    Loan Amount: $765,000
    Loan Type:  Refinance
    Property Type: Single Family
    Loan-To-Value: 60%
    Term: 12 Months

    Coronado hard money lender
    Los Angeles, CA.

    Loan Amount: $430,000
    Loan Type:  Blanket Purchase
    Property Type: Single Family
    Loan-To-Value: 33%
    Term: 12 Months

    Coronado hard money lender
    Santa Monica, CA
    Newport Beach, CA

    Loan Amount: $3,725,000
    Loan Type:  Purchase / Rehab / Blanket
    Property Type: Single Family
    Loan-To-Value: 45%
    Term: 12 Months

    Call us now at 619.872.6000 and speak directly to a decision maker. Get a pre-approval from a Coronado hard money lender within 24 hours and funding in about 5-7 days.

    Coronado hard money lender

    Wilshire Quinn Capital, Inc.
    2550 Fifth Avenue, Suite 1070
    San Diego, CA 92103

    P: (619) 872-6000
    F: (619) 872-6010

    Customer Service

    At Wilshire Quinn you’ll get the friendly guidance you need to help you through the private money loan process. We’ll make sure the loan terms work for you and for your project or we won’t fund the loan. Submit a loan scenario today to quickly hear back from one of our representatives.

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    A Coronado Hard Money Lender With Experience

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