Fix and Flip Loans2020-02-12T23:03:03+00:00

Fix and Flip Loans

Wilshire Quinn offers fix and flip loans for real estate projects up to $20M in California and Nationwide. Real estate investors regularly work with Wilshire Quinn for their fix and flip loans because of our speed in financing and reliability. As a direct lender, we are able to give pre-approvals in 24 hours and fund in 5-7 days. Read more about our fix and flip loan program below and contact us for a pre-approval.

Wilshire Quinn is a direct private money lender specializing in bridge loans. Closing times average 5-7 days for fix and flip loans with Wilshire Quinn.

619.872.6000 | loans@wilshirequinn.com

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bridge loans in Yahoo Finance
bridge loans in Investor Place
bridge loans on NBC
bridge loans in Markets Insider
bridge loans in FOX News
Hard Money Lenders (Home) » Fix and Flip Loans
Fix and Flip Loans
LOAN PURPOSE Single property loan for experienced investors – purchase and rehab costs
INTEREST RATE 8.5% – 10.5%, interest only payments
LOAN AMOUNT $200,000 – $20,000,000
TERM 6 months -24 months
MAXIMUM LOAN-TO-VALUE (LTV) 60% of After Repair Value (ARV)
MAXIMUM LOAN-TO-PURCHASE 80%
PROPERTY TYPES Non-Owner Occupied:

  • Single Family Residences (SFR)
  • 2-4 unit properties
  • Condos
  • Townhomes
  • Multi-family 5-20 unit properties

Real estate investors prefer Fix and Flip Loans with Wilshire Quinn

As a hard money lender, we are able to underwrite your fix and flip loan fast and get a pre-approval letter within about 24 hours. A benefit to working with a direct private money lender is receiving funding in 5-7 days. Wilshire Quinn realizes the complexities of financing fix and flip loans. Our successful track record as a fix and flip lender is closely linked to our ability to make immediate lending decisions based on our highly disciplined underwriting approach. The emphasis on in-house loan origination allows our borrowers to move forward with confidence in our fix and flip loan program.

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Bridge Loans Get a pre-Approval

Speak with an underwriter about Fix and Flip Loans. Give us a call: 619-872-6000

Fix and Flip Loans

Are you looking for short term financing for a Fix and Flip project?

Our Fix & Flip Loans are designed for investors who need funding to flip a single investment property. Speak with a representative today to find out if we can finance your project!

Submit Loan Request

Recently Funded

fix and flip loans - Wilshire Quinn
La Jolla, CA

Loan Amount: $1,350,000
Loan Type:  Rehab
Property Type:  Single Family
Loan-To-Value: 60%
Term: 12 Months

fix and flip loans - Wilshire Quinn
San Diego, CA.

Loan Amount: $2,500,000
Loan Type:  Purchase / Rehab
Property Type: Multi-Family
Loan-To-Value: 60%
Term: 12 Months

fix and flip loans - Wilshire Quinn
San Diego, CA

Loan Amount: $2,450,000
Loan Type:  Purchase / Rehab
Property Type: Multi-Family
Loan-To-Value: 60%
Term: 12 Months

Know Our Borrowers!

We finance private money loans nationwide.

My experience of dealing with Wilshire Quinn Capital has been nothing short of excellent service and top notch talent . My loan was funded on time
Frank Meram
Frank Meram
17:03 10 Dec 20
It was great working with Wilshire Quinn Capital in San Diego. Their team is professional and hardworking. I had a a wonderful experience working with them and would work with them in the future!
Kate Swann
Kate Swann
17:00 10 Dec 20
Had a client who's successful business was impacted by Covid19...as such, income had been negatively affected, and our normal A-paper borrower was in a pinch to qualify for property purchase.Wilshire Quinn came to the rescue, and helped us close the loan on time and with minimal hassle.Our rep Matt was very helpful; answered and/all questions without hesitation, and never made us feel stupid for asking and clarifying things we didn't understand, or that needed more information.Wilshire Quinn helped us out and I would be happy to recommend their services to a friend in need of hard-money and limited other options.
Jon Engelhardt
Jon Engelhardt
21:45 11 Nov 20
I was very happy with Wilshire Quinn Capital. The company was a great hard money lender. Communication was clear, responsiveness was quick and the process was very straightforward. They funded my loan quickly and I truly appreciate it.
Elena Vizvary
Elena Vizvary
22:36 16 Sep 20
I can thank these guys enough. My friend was in a tight spot and with the help of Dan Goldberg she was able to get a loan to help her reunite with her children. Thanks so much guys!
Doug Whalen
Doug Whalen
19:55 02 Sep 20
Wilshire Quinn is a great hard money lender that funded our loan quickly. Very reliable and delivered 100%
Bill Janis
Bill Janis
21:46 03 Oct 19
I have worked with Wilshire Quinn for several years. Chris Garcia and his staff have always handled my investments with amazing professionalism and with the utmost personal care. I highly recommend utilizing their agency and their services,
Debra Ryder
Debra Ryder
16:59 21 Aug 19
Wilshire Quinn has been a lending agency I, We, have utilized for the past 5+ years. The integrity of the entire company is professional, and the process of each phase of the lending is complementary to all parties involved. I highly recommend their services; small or in large lending capacity.
HBGS Treasurer
HBGS Treasurer
22:10 28 May 19
It was a pleasure to work with Wilshire Quinn Capital, Inc. They are highly professional, knowledgeable, responsive and quick to return calls. I was most impressed with the turnaround and how quickly and conveniently the escrow check was disbursed. This is my second time working with Wilshire Quinn on mortgage financing and have never been disappointed. I will recommend Wilshire Quinn to every person I know who is in need of financing.
RishiRia Barkataki
RishiRia Barkataki
22:08 13 May 19
Wilshire Quinn is great. Great staff and very transparent and honest. I am very pleased what what they have done for me thus far.
Sam Godkin
Sam Godkin
18:54 13 May 19
Wilshire Quinn Capital works for individual investors seeking consistent returns on their capital; as well as investors , builders or homeowners seeking bridge loans to expand their businesses and improve their real estate investments. Always on time and ready, willing and able to serve their customers, Wilshire Quinn prioritizes customer service. In a nutshell, Wilshire Quinn is a one stop shop for great returns, and most efficient and reliable approach to obtaining a hard money bridge loan. I wouldn't consider going anywhere else.
Kip Lee
Kip Lee
20:05 06 May 19
We have trusted Wilshire Quinn with our investing since the inception of the company and have never been disappointed. The care and professionalism they put into every transaction instills confidence and trust. We highly recommend this company.
Gene Kapetan
Gene Kapetan
18:17 06 May 19
Wilshire Quinn has a great team of experts that always move quickly on my transactions. I would recommend them highly to anyone looking to get top-notch financing quickly and without hassle.
Justin Mecklenborg
Justin Mecklenborg
16:19 06 May 19
Wilshire Quinn gave me a competitive quote and followed up with a quick, hassle-free escrow and closing. I am happy with their service and would recommend them to friends and business associates.
Ron Gerber
Ron Gerber
17:44 04 May 19
Working with them is easy and efficient. I enjoy the process and the ease of everything. I would recommend trying them for your needs.
joseph phelan
joseph phelan
22:32 03 May 19
The Wilshire Quinn team did an excellent job in a short time frame. I feel their rates and ‘products’ are competitive. Where I feel they distance themselves from the competitors is their commitment to customer satisfaction. Every project has challenges and they are dedicated to working with their clients to ensure satisfaction, which is not commonplace in the market these days.
242 Baldwin
242 Baldwin
22:00 02 May 19
Great team to work with! Very efficient process which allowed us to meet a fast approaching refinance deadline with time to spare. I would highly recommend working with them.
Ankur Patel
Ankur Patel
01:45 05 Mar 19
Matthew and his team are the most professional efficient team I have ever worked with in all my 25 years in Finance they took a very tough loan and converted it into $400,000 in working capitol in less than 2 weeks the level of service was unmatched Matthew Mielke is an absolute rock star to deal with if he tells you he will call you at 3 the call happens at 2:30 thank you Matthew for all your help!Jason Roberts
Jason Roberts
Jason Roberts
22:42 31 May 18
This is a superb company to do business with.The customer service is always fast and accurate and gets the job done..When we needed help we had it in record time (three different times) to solve our financial needs...We can't say enough good things about doing business with Wilshire Quinn. Marvin and Arde Harris
arde harris
arde harris
16:16 17 May 18
A couple of years ago Chris Garcia and the team at Wilshire Quinn Capital were introduced to me through a good friend and business partner who has known Chris for many years. WQ has twice since then provided the ideal funding for my projects. They keep it simple. The deal terms, loan docs, appraisals and everything involved in the closing were clear, easy and fast. No headaches. The deals were fair. There have been no fine print surprises. They were prompt, clear in communications, flexible and friendly. They were patient through delays caused by me and others. I would highly recommend Wilshire Quinn to anyone.
Robert Noble
Robert Noble
19:15 16 May 18
Wilshire Quinn was extremely professional and they have the staff to make sure all issues are addressed quickly.
David Kurniadi - the Kurniadi Group
David Kurniadi - the Kurniadi Group
02:57 16 May 18
I’ve dealt with them for 3 years and I’ve always had a great experience. No one should have any reservations about working with them.
arnie rissman
arnie rissman
21:36 15 May 18
Whether you are investing in secure first trust deed notes or need a hard money loan from a respected private lender, I recommend Wilshire Quinn.
Kris Pattison
Kris Pattison
18:07 28 Mar 18
Kris Lindley
Kris Lindley
21:56 26 Mar 18
I'm not one to typically write reviews but I was so impressed with Wilshire Quinn Capital's service I felt it needed to be shared. I'm a mortgage broker and I recently referred a client to Wilshire Quinn who didn't qualify for any of our programs and needed to fund quickly on a house. I spoke with Matt Mielke and he was not only able to provide a great loan for the client but funded it with time to spare! The client thanked me for connecting him with Matt and as that was the only way he could finance his dream home. It was nice to be able to refer a hard money lender that did what he said he was going to do. I highly recommend Wilshire Quinn Capital for any hard money lending.
Travis Smith
Travis Smith
20:45 21 Mar 18
The professionals at Wilshire Quinn are the best of the best. If you're not able to use a traditional lender, give these guys a call. They're extremely professional, knowledgeable and efficient!
Michaela Keilty
Michaela Keilty
17:47 21 Mar 18
The best!! They are trustworthy and professional. I highly recommend!!
Dan Fulkerson
Dan Fulkerson
23:26 19 Mar 18
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F.A.Q’s – Bridge Loans

How long does the loan process take?2020-11-30T06:00:50+00:00

After receiving a signed term sheet, Wilshire Quinn typically funds a loan in five to seven business days.

What type of properties do you lend on?2020-11-30T05:28:46+00:00

Wilshire Quinn will consider a wide variety of property types including: office, retail centers, industrial, hotels, parking lots/structures, condo inventory, entitled land, multifamily properties, non-owner-occupied single-family homes, vacation homes and rentals, primer loans and bridge loans.

What types of loans does Wilshire Quinn originate?2020-11-30T05:34:08+00:00

We will consider a wide variety of loan types including: purchase, refinance, cash-out refinance, partnership buyouts, rehabs, 1031 exchanges and value-added acquisitions.

How do I submit a loan request?2019-06-11T18:37:24+00:00

You can either complete our online loan application, email or call us. We would prefer to talk through your loan scenario directly, as we can determine in a matter of minutes, once we have a few simple questions answered, if we have interest.

Where does Wilshire Quinn lend?2019-06-11T18:37:04+00:00

Most of our portfolio is in California but we do have the ability to lend nationwide. We strongly prefer to lend in major-metropolitan areas.

What is a bridge loan?2018-05-30T22:51:02+00:00

A bridge loan is a real estate backed loan where a borrower receives funds secured by equity in their property (or properties). Bridge lenders like Wilshire Quinn are mainly focused on the equity in the property as opposed to borrower credit and financials. Bridge loans are typically short term ranging from 6 months up to 2 years.

What if my credit score is low?2020-11-30T05:55:24+00:00

Bridge lenders like Wilshire Quinn primarily focus on a property’s equity in the property to secure the loan. The borrower’s credit is considered, but is not a primary determinant in the underwriting process.

What is the cost of a bridge loan?2020-11-30T05:40:21+00:00

Our interest rates typically range from 8.5% to 10.5%, interest-only. Lender origination points typically range from 1% to 5% of the loan amount. The borrower pays for standard closing costs (title, escrow, legal).

Call us now at 619.872.6000 and speak directly to a decision maker. Get a pre-approval from fix and flip lenders within 24 hours and funding in about 5-7 days.

Bridge Loans - WQC Logo

Wilshire Quinn Capital, Inc.
2550 Fifth Avenue, Suite 1070
San Diego, CA 92103

E: loans@wilshirequinn.com
P: (619) 872-6000
F: (619) 872-6010

Submit a loan application

Get a pre-approval for Fix and Flip Loans today!

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Customer Service

At Wilshire Quinn you’ll get the friendly guidance you need to help you through the fix and flip loan process. We’ll make sure the loan terms work for you and for your project or we won’t fund the loan. Submit a loan scenario today to quickly hear back from one of our representatives.

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