Fix and Flip Loans

Wilshire Quinn offers fix and flip loans for real estate projects up to $20M in California and Nationwide. Real estate investors regularly work with Wilshire Quinn for their fix and flip loans because of our speed in financing and reliability. As a direct lender, we are able to give pre-approvals in 24 hours and fund in 5-7 days. Read more about our fix and flip loan program below and contact us for a pre-approval.

Wilshire Quinn is a direct private money lender specializing in bridge loans. Closing times average 5-7 days for fix and flip loans with Wilshire Quinn.

619.872.6000 | loans@wilshirequinn.com

Get Current Rates on Fix and Flip Loans

Get started by completing the form below and an associate will reach out to get your loan details

    AS SEEN ON

    bridge loans in Yahoo Finance
    bridge loans in Yahoo Finance
    bridge loans in Investor Place
    bridge loans on NBC
    bridge loans in Markets Insider
    bridge loans in FOX News
    Hard Money Lenders (Home) » Fix and Flip Loans
    Fix and Flip Loans
    LOAN PURPOSE Single property loan for experienced investors – purchase and rehab costs
    INTEREST RATE 7.5% – 11%, interest only payments
    LOAN AMOUNT $200,000 – $20,000,000
    TERM 6 months -24 months
    MAXIMUM LOAN-TO-VALUE (LTV) 60% of After Repair Value (ARV)
    MAXIMUM LOAN-TO-PURCHASE 80%
    PROPERTY TYPES Non-Owner Occupied:

    • Single Family Residences (SFR)
    • 2-4 unit properties
    • Condos
    • Townhomes
    • Multi-family 5-20 unit properties

    Real estate investors prefer Fix and Flip Loans with Wilshire Quinn

    As a hard money lender, we are able to underwrite your fix and flip loan fast and get a pre-approval letter within about 24 hours. A benefit to working with a direct private money lender is receiving funding in 5-7 days. Wilshire Quinn realizes the complexities of financing fix and flip loans. Our successful track record as a fix and flip lender is closely linked to our ability to make immediate lending decisions based on our highly disciplined underwriting approach. The emphasis on in-house loan origination allows our borrowers to move forward with confidence in our fix and flip loan program.

    Get Current Rates
    Bridge Loans Get a pre-Approval

    Speak with an underwriter about Fix and Flip Loans. Give us a call: 619-872-6000

    Fix and Flip Loans

    Are you looking for short term financing for a Fix and Flip project?

    Our Fix & Flip Loans are designed for investors who need funding to flip a single investment property. Speak with a representative today to find out if we can finance your project!

    Submit Loan Request

    Recently Funded Hard Money Loans

    San Diego Hard Money Lender
    LOS ANGELES, CA

    Loan Amount: $16,025,000
    Loan Type: Blanket Refinance
    Property Type: Hospitality
    Loan-To-Value: 43%
    Term: 12 Months

    San Diego Hard Money Lender
    DENVER, CO

    Loan Amount: $2,520,000
    Loan Type: Purchase
    Property Type: Assisted Living
    Loan-To-Value: 59%
    Term: 12 Months

    San Diego hard money lender
    LOS ANGELES, CA

    Loan Amount: $10,675,000
    Loan Type: Refinance
    Property Type: Parking Structure/Retail
    Loan-To-Value: 52%
    Term: 12 Months

    Hard Money Lenders nationwide
    LAKE OSWEGO, OR

    Loan Amount: $1,500,000
    Loan Type: Purchase (Blanket)
    Property Type: Single-Family
    Loan-To-Value: 61%
    Term: 12 Months

    Know Our Borrowers!

    We finance private money loans nationwide.

    It was a pleasure working with the Wilshire Quinn Capital team. The loan process was easy and smooth from start to finish. Clear communication and more importantly, they executed exactly how they set the initial expectation. Wonderful job all the way around.
    Garrett Garner
    Garrett Garner
    23:30 13 Dec 21
    Chris Garcia and Emily Mesetz were great to work with. They were always quick to respond and had excellent follow-up.
    Andrea King
    Andrea King
    23:32 11 Nov 21
    Refi for a hotel in a global pandemic, was a unique challenge, Matt and the team at Wiltshire Quinn Capital stepped up. The story of the PattersonInn.com continues.
    Chris Chiari
    Chris Chiari
    17:21 08 Oct 21
    I could not be happier with the professionalism and efficiency of Matthew Mielke at Wilshire Quinn Capital. He helped get a unique deal to the finish line. There was clarity and consistency from start to finish.
    Trey Sublette
    Trey Sublette
    17:57 07 Oct 21
    Matt and Jeremy at Wilshire got the deal done when others turned my client down. Professional, quick and offered great terms for my client. I highly recommend running your next deal by them.
    Mathieu Pollenz
    Mathieu Pollenz
    18:33 09 Jul 21
    Wilshire Quinn came through when other lenders couldn't. They were extremely responsive and turned everything around very quickly. Loan terms were very reasonable for a short-term bridge loan.
    David Marcin
    David Marcin
    01:08 22 May 21
    i love the way the speed of closing went
    elliot moore
    elliot moore
    16:17 06 Apr 21
    I love this company! They are fast, easy, but most off all, they fund when they produce a Letter of Intent. Thank you "team close quick'!
    Timothy Thomas
    Timothy Thomas
    16:24 16 Mar 21
    My experience of dealing with Wilshire Quinn Capital has been nothing short of excellent service and top notch talent . My loan was funded on time
    Frank Meram
    Frank Meram
    17:03 10 Dec 20
    It was great working with Wilshire Quinn Capital in San Diego. Their team is professional and hardworking. I had a a wonderful experience working with them and would work with them in the future!
    Kate Swann
    Kate Swann
    17:00 10 Dec 20
    Wilshire Quinn was great to work with, from start to finish everything was seamless! Would highly recommend.
    Donald Kaminski
    Donald Kaminski
    01:08 10 Dec 20
    We had an excellent time communicating with the principals at Wilshire Quinn and performed as we wished and exceeded all expectations. Chris and his team were professional from the start and we will look forward to doing business with them again.
    James E. Levin
    James E. Levin
    01:14 03 Dec 20
    Had a client who's successful business was impacted by Covid19...as such, income had been negatively affected, and our normal A-paper borrower was in a pinch to qualify for property purchase.Wilshire Quinn came to the rescue, and helped us close the loan on time and with minimal hassle.Our rep Matt was very helpful; answered and/all questions without hesitation, and never made us feel stupid for asking and clarifying things we didn't understand, or that needed more information.Wilshire Quinn helped us out and I would be happy to recommend their services to a friend in need of hard-money and limited other options.
    Jon Engelhardt
    Jon Engelhardt
    21:45 11 Nov 20
    Very easy to work with as a mortgage broker. Protects their clients.
    Luke R. Johnson
    Luke R. Johnson
    20:19 05 Nov 20
    Wilshire Quinn Capital, Inc. is definitely great at their follow-up. Always pro-active trying to get deals done!
    Alicia Gandy
    Alicia Gandy
    18:18 15 Oct 20
    I was very happy with Wilshire Quinn Capital. The company was a great hard money lender. Communication was clear, responsiveness was quick and the process was very straightforward. They funded my loan quickly and I truly appreciate it.
    Elena Vizvary
    Elena Vizvary
    22:36 16 Sep 20
    Wilshire Quinn is a great hard money lender that funded our loan quickly. Very reliable and delivered 100%
    Bill Janis
    Bill Janis
    21:46 03 Oct 19
    Wilshire Quinn has been a lending agency I, We, have utilized for the past 5+ years. The integrity of the entire company is professional, and the process of each phase of the lending is complementary to all parties involved. I highly recommend their services; small or in large lending capacity.
    HBGS Treasurer
    HBGS Treasurer
    22:10 28 May 19
    It was a pleasure to work with Wilshire Quinn Capital, Inc. They are highly professional, knowledgeable, responsive and quick to return calls. I was most impressed with the turnaround and how quickly and conveniently the escrow check was disbursed. This is my second time working with Wilshire Quinn on mortgage financing and have never been disappointed. I will recommend Wilshire Quinn to every person I know who is in need of financing.
    RishiRia Barkataki
    RishiRia Barkataki
    22:08 13 May 19
    Wilshire Quinn Capital funded my unique loan in a timely manner and with the upmost of professionalism. Their experience helped guide me through the process.
    Nelson Genteel
    Nelson Genteel
    23:30 07 May 19
    Have been a Broker in CA since 1980 and have enjoyed working with Chris and his staff for many years,
    Louis Steinberg
    Louis Steinberg
    17:11 07 May 19
    Wilshire Quinn gave me a competitive quote and followed up with a quick, hassle-free escrow and closing. I am happy with their service and would recommend them to friends and business associates.
    Ron Gerber
    Ron Gerber
    17:44 04 May 19
    Great hard money lender.
    Patrick Wight
    Patrick Wight
    21:11 03 May 19
    The Wilshire Quinn team did an excellent job in a short time frame. I feel their rates and ‘products’ are competitive. Where I feel they distance themselves from the competitors is their commitment to customer satisfaction. Every project has challenges and they are dedicated to working with their clients to ensure satisfaction, which is not commonplace in the market these days.
    242 Baldwin
    242 Baldwin
    22:00 02 May 19
    This is a superb company to do business with.The customer service is always fast and accurate and gets the job done..When we needed help we had it in record time (three different times) to solve our financial needs...We can't say enough good things about doing business with Wilshire Quinn. Marvin and Arde Harris
    Arde Harris
    Arde Harris
    16:16 17 May 18
    Wilshire Quinn was extremely professional and they have the staff to make sure all issues are addressed quickly.
    I’ve dealt with them for 3 years and I’ve always had a great experience. No one should have any reservations about working with them.
    arnie rissman
    arnie rissman
    21:36 15 May 18
    I'm not one to typically write reviews but I was so impressed with Wilshire Quinn Capital's service I felt it needed to be shared. I'm a mortgage broker and I recently referred a client to Wilshire Quinn who didn't qualify for any of our programs and needed to fund quickly on a house. I spoke with Matt Mielke and he was not only able to provide a great loan for the client but funded it with time to spare! The client thanked me for connecting him with Matt and as that was the only way he could finance his dream home. It was nice to be able to refer a hard money lender that did what he said he was going to do. I highly recommend Wilshire Quinn Capital for any hard money lending.
    Travis Smith
    Travis Smith
    20:45 21 Mar 18
    The best!! They are trustworthy and professional. I highly recommend!!
    Dan Fulkerson
    Dan Fulkerson
    23:26 19 Mar 18
    js_loader

    F.A.Q’s – Bridge Loans

    After receiving a signed term sheet, Wilshire Quinn typically funds a loan in five to seven business days.

    Wilshire Quinn will consider a wide variety of property types including: office, retail centers, industrial, hotels, parking lots/structures, condo inventory, entitled land, multifamily properties, non-owner-occupied single-family homes, vacation homes and rentals, primer loans and bridge loans.

    We will consider a wide variety of loan types including: purchase, refinance, cash-out refinance, partnership buyouts, rehabs, 1031 exchanges and value-added acquisitions.

    You can either complete our online loan application, email or call us. We would prefer to talk through your loan scenario directly, as we can determine in a matter of minutes, once we have a few simple questions answered, if we have interest.

    Most of our portfolio is in California but we do have the ability to lend nationwide. We strongly prefer to lend in major-metropolitan areas.

    A bridge loan is a real estate backed loan where a borrower receives funds secured by equity in their property (or properties). Bridge lenders like Wilshire Quinn are mainly focused on the equity in the property as opposed to borrower credit and financials. Bridge loans are typically short term ranging from 6 months up to 2 years.

    Bridge lenders like Wilshire Quinn primarily focus on a property’s equity in the property to secure the loan. The borrower’s credit is considered, but is not a primary determinant in the underwriting process.

    Our interest rates typically range from 8.5% to 10.5%, interest-only. Lender origination points typically range from 1% to 5% of the loan amount. The borrower pays for standard closing costs (title, escrow, legal).

    Call us now at 619.872.6000 and speak directly to a decision maker. Get a pre-approval from fix and flip lenders within 24 hours and funding in about 5-7 days.

    Bridge Loans - WQC Logo

    Wilshire Quinn Capital, Inc.
    2550 Fifth Avenue, Suite 1070
    San Diego, CA 92103


    E: loans@wilshirequinn.com
    P: (619) 872-6000
    F: (619) 872-6010

    Submit a loan application

    Get a pre-approval for Fix and Flip Loans today!

    Customer Service

    At Wilshire Quinn you’ll get the friendly guidance you need to help you through the fix and flip loan process. We’ll make sure the loan terms work for you and for your project or we won’t fund the loan. Submit a loan scenario today to quickly hear back from one of our representatives.

    Call Now ButtonCall Now